Visa Classic
| Issuance and service terms | ||||
|---|---|---|---|---|
| Visa Classic Card type | debit | credit | credit | credit |
| Card account currency | Litas | Litas | Euro | USD |
| Own funds may be held in the card account | yes | yes | yes | yes |
| Card validity | 4 years | 4 years | 4 years | 1 years |
| Card issuance | LTL 29.00 | LTL 50.00 | LTL 50.00 | LTL 50.00 |
| Additional card issuance | LTL 29.00 | LTL 50.00 | LTL 50.00 | LTL 50.00 |
| Annual card fee (per card) | LTL 29.00 1 | LTL 50.00 1 | LTL 50.00 1 | LTL 50.00 1 |
| Card renewal 2 (upon expiry) | LTL 29.00 | LTL 50.00 | LTL 50.00 | LTL 50.00 |
| Cash withdrawals: | ||||
| Lithuanian post offices | 2 % | 2 % | 2 % | 2 % |
| SEB bank customer service sub-branches 3 | – | – | – | – |
| SEB bank and DNB bank ATMs in Lithuania and SEB Group ATMs in Latvia, Estonia and Sweden | 2 % | 2 % | 2 % | 2 % |
| ATMs of other Lithuanian banks | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) |
| cash departments of other Lithuanian banks | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) |
| foreign bank ATMs | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) | 2 % (at least LTL 10.00) |
| foreign bank cash departments | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) | 2 % (at least LTL 20.00) |
| Maximum daily cash withdrawal from ATMs per card | LTL 7,000.00 | LTL 7,000.00 | EUR 2,000.00 | USD 2,000.00 |
| Number of cash withdrawals a day from ATMs per card | 7 | 7 | 7 | 7 |
| Monthly statement delivery: | ||||
| sent by post | LTL 2.50 | LTL 2.50 | LTL 2.50 | LTL 2.50 |
| sent by e-mail | free of charge | free of charge | free of charge | free of charge |
| at www.seb.lt | free of charge | free of charge | free of charge | free of charge |
| issued at bank | LTL 5.00 | LTL 5.00 | LTL 5.00 | LTL 5.00 |
| Rates and terms for credit drawdown | ||||
| Card credit limit | – | from LTL 1,000.00 to LTL 20,000.00 | – | – |
| Annual interest on credit drawdown | – | 17 % | – | – |
| Monthly credit repayment instalments (unless provided otherwise) | – | 5 % of drawn down credit (at least LTL 25.00) | – | – |
| Free-of-charge credit maturity up to 45 days | – | valid | – | – |
| Fee for a delay to pay the required instalment | – | – | – | – |
| Transfer of credit instalments at the client’s request | – | LTL 10.00 | – | – |
| Annual interest charged to the client for exceeding the credit limit or the debit balance (for cards without a credit) | – | 30 % | 30 % | 30 % |
| Other services | ||||
| Sending a new / renewed card to client by regular post in Lithuania | free of charge | – | – | – |
| Sending a new / renewed card to client by courier post in Lithuania | LTL 5.00 | – | – | – |
| Sending a new / renewed card to client by regular post to another country | LTL 20.00 | – | – | – |
| Sending a new card to client by post to another country | LTL 20.00 | LTL 20.00 | LTL 20.00 | LTL 20.00 |
| Announcing lost card invalid | LTL 30.00 | LTL 30.00 | LTL 30.00 | LTL 30.00 |
| Issuing new card if the old one lost | free of charge | free of charge | free of charge | free of charge |
| Issuing a new card if a new PIN code is assigned | LTL 20.00 | LTL 20.00 | LTL 20.00 | LTL 20.00 |
| Issuing a new card for other reasons (damaged card, change of the holder‘s first name, surname, etc.) | free of charge | free of charge | free of charge | free of charge |
| Urgent sending of card to another country (in case of card loss) | – | LTL 350.00 | LTL 350.00 | LTL 350.0 |
| Urgent money disbursement in foreign country (in case of card loss) | – | LTL 350.00 | LTL 350.00 | LTL 350.0 |
| Handling of claims regarding settlement5 | ||||
| Obtaining a receipt in case of payment in Lithuania | LTL 5.00 | LTL 5.00 | LTL 5.00 | LTL 5.00 |
| Obtaining original receipt in case of payment abroad | LTL 40.00 | LTL 40.00 | LTL 40.00 | LTL 40.00 |
| Obtaining a copy of receipt in case of payment abroad | LTL 20.00 | LTL 20.00 | LTL 20.00 | LTL 20.00 |
| Obtaining a travel document (car rent, hotel reservation, air ticket booking, etc.) in case of payment abroad | LTL 120.00 | LTL 120.00 | LTL 120.00 | LTL 120.00 |
1 The fee is not applied during the first year since new card issuance.
2 At the time close to the expiry of the card, there must be sufficient funds in the card account for card renewal fee payment
3 Cash is disbursed from the customer’s bank account to which it is transferred from the customer’s payment card account.
4 The services are available and/or terms are applicable if the cardholder is employed with the company which has a contract with SEB bank on wages transfer to card accounts. Other terms and rates provided in the contract may also apply.
5The fees are applicable where the client’s claim appears to be unjustified, i. e. based on the obtained documents it is determined that the cardholder has paid by card.
- Automated currency exchange procedure when paying by card
- Transactions by card which are not mentioned here may be subject to other transaction and service fees and terms of use set by SEB Bank.
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