What Documents Are Required?

For a mortgage or for a consumer loan issuance

Please provide the following as well as your own and your spouse’s documents:

1. loan application;

2. identification documents – passports or personal identification cards;

3. state social security certificates;

4. consents for obtaining data on your income from SODRA database;

5. documents evidencing your income:

• employer certifications (on employer’s letterhead signed by the company’s chief executive and chief financial officer and confirmed by company seal) on your salary during the recent 12-month period;
• employment contract;
• if you are an owner of a sole proprietorship, your income statement confirmed by the State Tax Inspectorate;
• if you earn part of your income from authorship agreements, provide such authorship agreements;
• other documents or certifications.

For a mortgage loan for the purpose of building or reconstructing your dwelling

Please provide additionally:

1. contractor agreements, if works are carried out by contractors;

2. construction permit and design documents;

3. documents evidencing title to the plot of land or the right to lease it;

4. cost estimation of the construction or reconstruction works and relevant time schedule.