Consumer Loan

A consumer loan is available to any resident of Lithuania no less than 18 years of age with permanent income.

Advantages

• You may be issued a consumer loan up to LTL 90,000.
• On top of that no property pledge will be required, on the same day we will transfer funds to your indicated account with SEB Bank.

Interest

Annual interest on the consumer loan depends on the assessment of your financial standing, the currency of the consumer loan and, most importantly, on the number and type of services provided to you by SEB Bank.

Loan repayment

Repayment of the loan starts on the month immediately following the month of signature of the consumer loan agreement. All you’ll have to take care of is that on a set day of each month the balance of your account with SEB Bank is sufficient to pay interest and your loan instalment. On due date we will debit the instalment amount and the accrued interest to your account.

Where should I apply?

You are welcome at any SEB branch or you may complete an online loan application. The bank staff will calculate your monthly instalment amount, interest rate and the annual loan repayment amount.