In a moment, you will see everything

When you log in to SEB Bank’s Internet services website, and you for the first time select menu item Financial Planner, you will see your six recent months’ income and expenses distribution by type. The information is continuously updated.

When you indicate the amount of money and the purposes for which you intend to spend your money next month, your monthly budget is provided formed taking into account your average expenses.

Adapted for personal needs

Expenses that were distributed by type in advance can be redistributed, and, if needed, additional types can be added. Amounts of the envisaged expenses can be reduced and increased, depending on the situation.

No invisible expenses

Each cent received or spent can be clearly seen. You see:

• how much money and from which sources you received each month;
• how much money you spent each month and on what;
• in which case your expenses exceeded your planned expenses.

Information is very well visualised, therefore, you can clearly see where most your money goes and where you can save, if you cut some of your expenses at least a little.

It is possible to link several persons’ (for instance, all family members’) accounts opened with SEB Bank, individually add any preferred statements of other bank accounts or introduce information on any separate transactions.

No need to follow expenses by collecting all your payment slips

If you pay by a payment card or electronically, you no longer have to collect all your payment slips for the calculation of your expenses at the end of each month. Income and expenses are calculated automatically, also, they are shown graphically, therefore, it is easy to compare, analyse and assess them.

Easier to achieve your objective

Analysing the diagrams you will see where you should spend less, and how much less, so that you could save for other important objectives. If you form a separate type of expenses on which you would like to economise and if you indicate what amount should be saved per month, you will be able to easily follow your progress in saving. When you see you are able to put aside the amount you planned, it will be easier to reach your objective.