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Consumer loan

  • Credit amount from 300 Eur to 40 000 Eur
  • Interest rate from 7,9 %
  • Repayment term from 4 months to 7 years
  • Agreement fee – 1,5 % of credit amount (min. 50 Eur)

Credit card

  • Credit amount from 300 Eur to 30 000 Eur
  • Registration fee – 14–17 %
  • Possibility to choose grace period of up to 45 days
  • Agreement fee – 3–5 Eur

Consumer loan example of calculating the annual percentage rate of charge
If you received a EUR 3,000 consumer loan in euros for 5 years, the total amount payable by the consumer would be EUR 4,093.67, monthly payment will be EUR 66.65. The amount includes the consumer loan interest paid over the loan maturity (12 per cent interest rate was applied) the administration fee EUR 50 and the account maintenance fee EUR 0.70. In this case the annual percentage rate of charge would be 14.25 per cent. The annual percentage rate of charge is provided to help you compare different offers.