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Business

Credit limit

Services Charges
Annual interest rate as agreed
Administration fee for:
  • loan granting
  • loan maturity extension
  • increase in the loan amount1
from 0.6 per cent of the loan amount, min EUR 500.00
Credit project analysis and assessment, the bank certification or approval issuance 50 per cent administration fee, however, no less than EUR 300.00. Upon entering into a credit agreement it is included into a relevant administration fee.
Commitment fee annual interest from 0.7 per cent on unutilised portion of the account overdraft limit
Uninsured Collateral Administration Fee (applied if a collateral is a residential real estate object) EUR 20.00 per month
The fee is charged if the collateral is not insured for more than 30 days
Amendment of terms under the loan agreement terms2, if:
1) the loan currency is changed

2) fixed interest rate is replaced with variable interest rate and vice versa

3) variable interest rate portion adjustment period is changed

4) fixed interest rate determination period, start date and end date are changed

  • 1 per cent of the credit amount, minimum EUR 500.00 on the interest rate adjustment date
  • 1.5 per cent of the credit amount, minimum EUR 500.00 on other days
Amendment of terms in any other cases as agreed, min. EUR 500.00

1 The fee is calculated of increase in the loan amount.

2 The fee is not applied in the event of the loan maturity extension or increase in the loan amount.

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