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Business

Visa Business

Issuance and service terms
Visa Business Card type debit credit
Card account currency Euro Euro1
Own funds may be held in the card account yes yes
Card validity 4 years 4 years
Card issuance EUR 15.00
Additional card issuance EUR 15.00
Urgent card issuance8 EUR 30.00 EUR 30.00
The card usage fee (per card) EUR 2.50 per month 3 EUR 5.00 per month 3
Card renewal (upon expiry) condition 4 condition 4, 5
Cash withdrawals:
at the shops offering the cash disbursement service if payment for goods by card makes at least EUR 5 from EUR 5 to
EUR 100 free of charge
from EUR 5 to
EUR 100 free of charge
SEB bank and other Lithuanian and foreign bank ATMs 2 % (at least EUR 3.00) 2 % (at least EUR 3.00)
at other Lithuanian and foreign banks cash departments 2 % (at least EUR 5.79) 2 % (at least EUR 5.79)
in partners‘8 venues (where it is technically possible) 2 % (at least EUR 2.00) 2.5 % (at least EUR 4.00)
Maximum daily cash withdrawal from ATMs per card EUR 2,000.00 EUR 2,000.00
Number of cash withdrawals a day from ATMs per card 7 7
Cash depositing:    
to a company’s bank account at ATMs of SEB Bank in Lithuania 0.07 % of the amount 0.07 % of the amount
Monthly statements can be submitted:
by regular mail EUR 1.45 EUR 1.45
by e-mail free of charge free of charge
at the online banking site free of charge free of charge
at a SEB bank unit EUR 5.00 EUR 5.00
Rates and terms for credit drawdown
Card credit limit up to EUR 24,000.00
Annual interest on credit drawdown 17 %
Monthly credit repayment instalments (unless provided otherwise) 5 % of drawn down credit
(at least EUR 7.24)
Free-of-charge credit maturity up to 45 days valid
Fee for a delay to pay the required instalment EUR 5.79
Transfer of credit instalments at the client’s request
Annual interest charged to the client for exceeding the credit limit or the debit balance (for cards without a credit) 30 %
Other services
Sending a renewed card to client by regular post in Lithuania free of charge
Sending a renewed card to client by courier post in Lithuania EUR 1.45
Sending a renewed card to client by regular post to another country EUR 5.79
Sending a new card to client by post to another country EUR 5.79 EUR 5.79
Card blocking in case of lost / stolen card free of charge free of charge
Issuing new card if the old one is lost/stolen/ damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.) EUR 5.00 EUR 8.69
Account balance at SEB and other Lithuanian and foreign banks7 free of charge EUR 0.30
Currency exchange fee in case of operation in other than the card account currency 2.65 % 2.65 %
Urgent sending of card to another country (in case of card loss) EUR 101.37
Urgent money disbursement in foreign country (in case of card loss) EUR 101.37
Obtaining a copy of the receipt in case of payment in Lithuania6 EUR 1.45 EUR 1.45
Obtaining a copy of the receipt in case of payment abroad6 EUR 5.79 EUR 5.79

1 Currently, credit cards Visa Business (in LTL) are no longer issued. The terms and tariffs apply to previously issued cards that are still valid.

2 Currently, Visa Business cards (in USD) are no longer issued. These are tariffs and terms applied to previously issued and still valid cards.

3 The charge is debited for the previous period on the same date of the each month of the card validity period. If the card agreement is terminated prior to maturity on the customer’s request, the bank shall be entitled to apply and debit the fee for the current month.

4 On last month of the card validity, the balance of funds in the card account may be equal to 0 (zero) or positive.

5 If the card account has not been blocked more than once within recent 12 months due to delayed monthly payments.

6 These fees are applied only in such case, if the customer is willing to receive the documents confirming the payment transaction by card and if identified that they include the cardholder’s signature or other data specifying that the cardholder paid by card.

7 If other banks have provided such technical functionality.

8 Cash withdrawals from the terminals of “Perlas” lottery organised by UAB “Perlo paslaugos“.

9 This fee is added to the card / additional card issuance fee.

Please note that:

 

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