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Leasing plus insurance

Leasing plus insurance

Convenient and cost-efficient

  • You won't have to worry about your car insurance
  • You'll pay your insurance premium together with lease payments
  • The insurance premium will not increase for the whole lease period

If you want to save time and money when you take a lease on a new or second-hand car, go for the leasing plus insurance service. We and the insurance company will take care of your car insurance. 

Basic terms of the insurance contract
Insurance rate from 2.16%
Insured events road accident, theft, vandalism, etc.
Insurance at new value available for a new car for a term not longer than 2 years
Deductible in the event of theft 10 %
Deductible for other damage EUR 86.89 / LTL 300.00
Car repair damage is paid without deducting depreciation of car parts (possibility to insure cars up to 6 years old from the first date of registration)

 


For more information about leasing, operational leasing or related services, terms and rates please call our 24/7 line +370 5 268 2822 or visit a SEB bank unit of your choice.

  • Benefits compared with the regular CASCO insurance
  • the car (CASCO) insurance is valid for the entire lease period. We will include the insurance premiums in the lease monthly payments, so you will not have to pay for breaking down the sum insured into monthly payments and interest will not accrue on the  insurance premiums
  • extra insurance coverage. If on the date of the insured event, the price of a more than one-year-old car is lower than residual value of the leased property, in case of the total damage or theft, the amount equal to the car market value will be paid out
  • the insurance premiums will not  grow or depend on your claim history, age or driving period
  • damage benefit will be paid without deducting depreciation of the car parts (possibility to obtain insurance of e  cars up to 6-year-old from the first date of registration)
  • possibility to obtain insurance of a new car at a new vehicle value up to 2 years
  • service advantages: saving time, cost allocation

For more information about leasing, operational leasing or related services, terms and rates please call our 24/7 line +370 5 268 2822 or visit a SEB bank unit of your choice.

Fees for arranging documentation of a lease agreement
Leasing agreement fee 1% of the asset value, but not less than EUR 150
Additional fee for drawing up an agreement (finance lease, operating lease, purchase and sale, repurchase, etc.) in the English language. 150 Eur
Change of the debt roll-over agreement / leasing agreement term 1% of the outstanding asset value, but not less than EUR 150
Agreement amendment or payment schedule change at the customer’s initiative fee or resumption of an agreement EUR 100.00
Change of the leasing payments date EUR 30
Agreement termination and sale of assets fees in the event of termination or expiry of a finance lease or an operational lease agreement
Agreement termination fee 1.5 per cent of the residual value, but not less than EUR 150
Sale of assets to the lessee (in case termination or expiry of an operating lease agreement) EUR 300
Sale of assets to the repurchase entity (in case of termination of an operating lease or a finance lease agreement) EUR 300
Sale of assets to a third party in Lithuania 1.5 per cent of the residual value, but not less than EUR  300
Sale of assets to a third party outside Lithuania or sale of assets in case of complete damage 1.5 per cent of the residual value, but not less than EUR  500
Certificate issue and other fees
Drawing up of additional documents (sublease, lease, access and other consents, official letters, authorisations, document copies, statements of annual turnover,  etc.) or reissue of previously drawn up documents at customer’s request EUR 20.00
Handling of administrative penalty documents as well as other documents received in customer’s name EUR 10 per each document received
  • International money transfer charges if payment for the customer’s property is being made: to another country; in a foreign currency to another bank in Lithuania; under an urgent payment order
  • Real estate tax
  • Guarantees
  • Mortgage fees (including when a car is pledged)
compensated by the customer

 


For more information about leasing, operational leasing or related services, terms and rates please call our 24/7 line +370 5 268 2822 or visit a SEB bank unit of your choice.

If an insured event occurs, inform your insurance company immediately and fill out and submit this insured event report form online.


For more information about leasing, operational leasing or related services, terms and rates please call our 24/7 line +370 5 268 2822 or visit a SEB bank unit of your choice.

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