Key risk factors

Before you make a decision to invest in exchange traded funds you must, either yourself or with the help of our consultants, consider if risks associated with these funds are acceptable. We would like to warn you that:

• fluctuations of the return on investments ino these funds are higher in comparison to the change in the price of debt securities or units of traditional investment funds;
• these funds are not actively managed; therefore, the return on investments directly depends on the general market trends;
• fund units are traded on foreign markets; therefore, exchange rate fluctuations may influence the return on investments;
• investors need more comprehensive knowledge, more experience and more funds;
• there is a risk of losing some or all of the invested funds;
• when investing, you have to understand and assume the foreign investment risk resulting from legal regulation, which varies from country to country, also resulting from different securities accounting standards, possible additional taxation in the country where securities are issued (the risk of having insufficient information about the laws and taxes applicable in the country in which/through which investments are made), and/or possible additional taxation because of the registration place of securities. AB SEB bankas is not responsible for taxation of income paid out for the owned and/or sold securities (dividends, coupons, etc.) and does not offer any withholding tax recovery service to customers.

Description of financial instruments (PDF, 150 KB, in Lithuanian)

For more information about exchange traded funds, investment risks, securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case.

Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In certain cases, losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.

When selecting exchange traded funds, you should focus on the sector or region the fund is linked to rather than on individual securities or financial instruments: even securities of major companies make up only a few per cent of the fund investment portfolio, thus it is much more important to forecast the general perspectives of the sector than the perspectives of operations of individual companies.

Exchange traded units include various risks; therefore, when selecting funds, please consider the expected investment period, the currency, the sector the funds are linked to, also the markets where units of such funds are traded. Please note that investing in exchange traded funds is always associated with higher risk than when you invest in government bonds.

Main types of exchange traded funds

For more information about exchange traded funds, investment risks, securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case.

Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In certain cases, losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.

Securities account handling agreement (PDF)

Authorisation of spouse (PDF) (for private customers only)

Authorisation of a natural person / legal entity (PDF,  in Lithuanian)

General Service Rules of AB SEB Bankas (PDF)

• Protection of investors

For more information about exchange traded funds, investment risks, securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case.

Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In certain cases, losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.

To acquire or sell these fund units, you have to place a respective order with us. You can do it either by

• logging on to the website of online trading of securities,
  or
• visiting a SEB bank unit of your choice.

Placed orders will be carried out in the stock exchange. Orders placed during a trading session will be carried out on the same business day, and orders placed later on the following business day.

Applicable fees

Acquisition of fund units is subject to the security safe-keeping fee, and each transaction is subject to the financial brokerage fee. All applicable fees and the list of trading exchanges:

Securities services fees and commission charges (PDF)

For more information about exchange traded funds, investment risks, securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case.

Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In certain cases, losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.