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Debit MasterCard

Debit MasterCard

Among the best cards for daily banking

  • A convenient and secure way of payment not only at customary points of sale or cafeterias, but also at e-shops
  • At an ATM you may change your card PIN to the one that is easier for you to memorise, also to withdraw cash or deposit them to your account

Debit MasterCard is among the most popular payment cards. Usually its account is used for crediting one’s income, it is convenient and safe for daily financial transactions as well as for buying online.

With a Debit MasterCard card you can:

  • receive salary and other types of income to the account tied to the card
  • pay for products or services in Lithuania and abroad
  • SEB bank and other Lithuanian and foreign bank ATMs as well as shops which dispense cash
  • deposit cash to your bank account free of charge using SEB cash deposit machines in Lithuania
  • at SEB ATMs you may now safely change your card PIN to the one you like

For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

Issuance and service terms
Debit MasterCard type debit
Card account currency EUR
Own funds may be held in the card account yes
Card validity 4 years
Card issuance free of charge
Additional card issuance free of charge
Urgent card issuance6 EUR 30.00
The card usage fee (per card) EUR 0.70 per month1
Card renewal (upon expiry) condition2
Cash withdrawals:
at the shops offering the cash disbursement service if payment for goods by card makes at least EUR 5.00
from EUR 5 to EUR 100 - free of charge.
SEB bank and other Lithuanian and foreign bank ATMs 0.8 % (at least EUR 1.00)
at other Lithuanian and foreign banks cash departments 2 % (at least EUR 5.79)
in partners‘5 venues (where it is technically possible) 0.8 % (at least EUR 1.50)
Maximum daily cash withdrawal from ATMs per card EUR 2,000
Number of cash withdrawals a day from ATMs per card 7
Monthly statements can be submitted:
by regular mail EUR 1.45
by e-mail free of charge
at the online banking site free of charge
at a SEB bank unit EUR 5.00
Rates and terms for credit drawdown
Card credit limit
Annual interest on credit drawdown
Monthly credit repayment instalments (unless provided otherwise)
Free-of-charge credit maturity up to 45 days
Fee for a delay to pay the required instalment
Transfer of credit instalments at the client’s request
Annual interest charged to the client for exceeding the credit limit or the debit balance (for cards without a credit)
Other services
Sending a new / renewed card to client by regular post in Lithuania free of charge
Renewed card collected at SEB bank unit EUR 2.00
Sending renewed card to client by courier post in Lithuania EUR 1.45
Sending a new / renewed card to client by regular post to another country EUR 5.79
Announcing lost card invalid free of charge
Sending a newly produced card to a customer abroad EUR 5.79
Issuing new card if the old one is lost/stolen/ damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.) EUR 5.00
Account balance at SEB and other Lithuanian and foreign banks4 free of charge
Currency exchange fee in case of operation in other than the card account currency 2.65 %
Urgent sending of card to another country (in case of card loss)
Urgent money disbursement in foreign country (in case of card loss)
Obtaining a copy of the receipt in case of payment in Lithuania3 EUR 1.45
Obtaining a copy of the receipt in case of payment abroad3 EUR 5.79

1 The charge is debited for the for previous period on the same date of the each month of the card validity period. If the card agreement is terminated prior to maturity on the customer’s request, the bank shall be entitled to apply and debit the fee for the current month.

2 On last month of the card validity, the balance of funds in the card account may be equal to 0 (zero) or positive.

3 These fees are applied only in such case, if the customer is willing to receive the documents confirming the payment transaction by card and if identified that they include the cardholder’s signature or other data specifying that the cardholder paid by card.

4 If other banks have provided such technical functionality

5 Cash withdrawals from the terminals of “Perlas” lottery organised by UAB “Perlo paslaugos“ and Lithuanian post offices.

6 This fee is added to the card / additional card issuance fee.

Please note that:

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

 

What is the currency of this card?

The currency of the card is euro because the debit card is linked to your bank account denominated in euro.

How is one currency exchanged with another currency, when a transaction is made using this card?

In case of a transaction in MasterCard payment card, the card account currency is automatically converted into the transaction currency according to the rate of exchange established by MasterCard International, effective on the day of the data processing. Additionally to the applied currency exchange rate, the bank’s 2.65 per cent currency exchange fee is added.

When is money credited to the account linked to a card if it is transferred from another account at SEB bank?

Money within the bank transferred from a bank or credit card account to a bank account linked to the debit card is credited immediately regardless of the time of transfer.

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

A payment card may be ordered in one of the following two ways:

  1. by logging in to our internet bank, completing and confirming an electronic application (Accounts and cards → Payment cards → Credit Card application)
     
  2. by arriving at the SEB bank unit of your choice, completing a payment card application and submitting it together with an identity document to a bank employee.  Any foreign citizen submitting the debit card application in addition to the personal identity card will be requested to submit:
  • certification or an employment contract issued by a legal entity registered in Lithuania, specifying the employer/ educational institution of the person
  • residence permit (temporary or permanent) in the Republic of Lithuania
  • documents proving that his/her family member (i.e., a spouse, child under 18-years of age, parents) or a person considered to be equivalent to a spouse is a citizen of the Republic of Lithuania or a foreign citizen holding a residence permission (temporary or permanent) in Lithuania or employed  / studying in the Republic of Lithuania
  • other documents proving relations with the Republic of Lithuania

After 5 working days, a new debit card:

  • can be collected by you at the bank unit specified in your application
  • can be sent by mail if you have chosen this service during the completion of your card application

For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

Contact

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