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SEB Laisvalaikis MasterCard

SEB Laisvalaikis MasterCard

Multiple entertainment discounts

  • Discounts at restaurants, theatres, cinemas and elsewhere
  • Convenient way of paying for products and services
  • You can make payments at e-shops

Starting from 18 January 2016, no new SEB Laisvalaikis MasterCard debit and credit cards are issued, and no new service plan LAISVALAIKIS agreements are concluded. If you have ordered service plan LAISVALAIKIS, the terms and conditions provided in this page apply to you. Your service plan will be valid until expiry of your SEB Laisvalaikis MasterCard card.

 

With this debit card you can:

  • enjoy multiple discounts on entertainment in Lithuania
  • receive salary and other types of income to the account tied to the card
  • pay for goods or services at usual points of sale in Lithuania and abroad
  • make payments at e-shops
  • withdraw cash from SEB bank and other Lithuanian and foreign bank ATMs as well as shops which dispense cash
  • deposit cash to your bank account free of charge using SEB cash deposit machines in Lithuania
  • at SEB ATMs you may now safely change your card PIN to the one you like

For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

Issuance and service terms
SEB Laisvalaikis MasterCard Card type debit credit
Card account currency Euro Euro
Own funds may be held in the card account yes yes
Card validity 4 years 4 years
Card issuance no longer issued no longer issued
Additional card issuance no longer issued no longer issued
Urgent card issuance6 no longer issued no longer issued
Annual card fee1 (per card) EUR 21.72 EUR 21.72
Card renewal (upon expiry) no longer issued no longer issued
Cash withdrawals:
at the shops offering the cash disbursement service if payment for goods by card makes at least EUR 5.00 from EUR 5.00 to EUR 100.00 free of charge from EUR 5.00 to EUR 100.00 free of charge
SEB bank customer service sub-branches2
SEB bank and other Lithuanian and foreign bank ATMs 0.8 % (at least EUR 1.00) 2 % (at least  EUR 3.00)
at other Lithuanian and foreign bank cash departments 2 % (at least EUR 5.79) 2 % (at least EUR 5.79)
in partners‘5 venues (where it is technically possible) 0.8 % (at least EUR 1.50) 2.5 % (at least EUR 4.00)
Maximum daily cash withdrawal from ATMs per card EUR 2,000 EUR 2,000
Number of cash withdrawals a day from ATMs per card 7 7
Monthly statements can be submitted:
by regular mail EUR 1.45 EUR 1.45
by e-mail free of charge free of charge
at the online banking site free of charge free of charge
at a SEB bank unit EUR 5.00 EUR 5.00
Rates and terms for credit drawdown
Card credit limit from EUR 300.00 to EUR 6,000.00
Annual interest on credit drawdown 17 %
Monthly credit repayment instalments (unless provided otherwise) 5 % of drawn down credit
(at least EUR 7.24)
Free-of-charge credit maturity up to 45 days valid
Fee for a delay to pay the required instalment
Transfer of credit instalments at the client’s request
Annual interest charged to the client for exceeding the credit limit or the debit balance (for cards without a credit) 30 %
Other services
Sending a new / renewed card to client by regular post in Lithuania
Sending a new / renewed card to client by courier post in Lithuania
Sending a new / renewed card to client by regular post to another country
Sending a newly produced card to a customer abroad
Card blocking in case of lost/stolen card free of charge free of charge
Issuing new card if the old one is lost/stolen/ damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.)
Account balance at SEB and other Lithuanian and foreign banks4 free of charge free of charge
Currency exchange fee in case of operation in other than the card account currency 2.65 % 2.65 %
Urgent sending of card to another country (in case of card loss)
Urgent money disbursement in foreign country (in case of card loss) EUR 101.37
Obtaining a copy of the receipt in case of payment in Lithuania3 EUR 1.45 EUR 1.45
Obtaining a copy of the receipt in case of payment abroad3 EUR 5.79 EUR 5.79

1 The charge is debited for the previous year of using the card. If the customer terminates the card agreement before its expiry, the bank may require payment of this charge calculated taking into account the actual period of using the card during the year when the card agreement was terminated.

2 Cash is disbursed from the customer’s bank account to which it is transferred from the customer’s payment card account.

3 These fees are applied only in such case, if the customer is willing to receive the documents confirming the payment transaction by card and if identified that they include the cardholder’s signature or other data specifying that the cardholder paid by card.

4 If other banks have provided such technical functionality.

5 Cash withdrawals from the terminals of “Perlas” lottery organised by UAB “Perlo paslaugos“.

6 This fee is added to the card / additional card issuance fee.

Example of calculating the annual percentage rate of charge

If you are issued an EUR 1,450.00 credit in your credit card account at 48 months’ maturity, the total amount payable by the consumer would be EUR 1,913.85.

The amount has been calculated including interest (the calculation has been made using a 17 per cent fixed interest rate) paid over the credit period, card issuance or card renewal fee and the annual card fee.  

In this case, the annual percentage rate of charge is 23.33 per cent.

The annual percentage rate of charge and the total amount payable by the consumer have been calculated assuming that the credit agreement will be effective throughout its agreed period, the bank and the customer will be fulfilling their obligations under the credit agreement at agreed terms, the interest rate and other fees will remain the same as they were at the time of concluding the credit agreement and will be applied further until expiry of the credit agreement, the bank disburses the entire credit amount to the customer on the day of concluding the credit agreement, and this amount is not repaid before expiry of the credit limit draw-down period. 

For more information about the applicable terms and conditions as well as rates please contact us 24/7 at +370 5 268 2800 or visit any SEB Bank unit at your choice.

Please note that:

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

What is the currency of this card?

The currency of the card is euro because the debit card is linked to your bank account denominated in euro.

How is one currency exchanged with another currency, when a transaction is made using this card?

In case of a transaction in MasterCard payment card, the card account currency is automatically converted into the transaction currency according to the rate of exchange established by MasterCard International, effective on the day of the data processing. Additionally to the applied currency exchange rate, the bank’s 2.65 per cent currency exchange fee is added.

When is money credited to the account linked to a card if it is transferred from another account at SEB bank?

Money within the bank transferred from a bank or credit card account to a bank account linked to the debit card is credited immediately regardless of the time of transfer.

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at +370 5 268 2800 or visit a SEB bank unit of your choice.

Contact

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