Switch to mobile version. Top

Private

Visa Virtuon

Visa Virtuon

A card for secure online payment

  • Convenient and secure way of paying for products and services at e-shops
  • You can make payment in a variety of currencies

You can pay online using any credit card but paying for products and services in the cyberspace using a Visa Virtuon card is more secure as this card is intended solely for that purpose.

You can pay by an Visa Virtuon at sll e-shops which accept Visa cards.

You should keep the account tied to the Visa Virtuon card empty. Money should be transferred to the account only after the product is already chosen at an e-shop and the exact price to be paid is known.

How to make secure payments by Visa Virtuon?

  1. Choose a product or service at an e-shop and find out the final price.
  2. Transfer the amount matching the exact amount of your purchase from your main bank account to the account tied to the Visa Virtuon card. Do not forget that the final price must be inclusive of all additional charges, if any.
  3. Once money is credited to the Visa Virtuon account, take the necessary steps at the e-shop, enter the data of Visa Virtuon, check the payment receipt and confirm the transaction.

For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at 1528 or visit a SEB bank unit of your choice.

What is the currency of this card?

The currency of the card is euro because the debit card is linked to your bank account denominated in euro.

How is one currency exchanged with another currency, when a transaction is made using this card?

In case of a transaction in VISA payment card, the card account currency is automatically converted into the transaction currency according to the rate of exchange established by VISA International, effective on the day of the data processing. Additionally to the applied currency exchange rate, the bank’s 2.65 per cent currency exchange fee is added.

When is money credited to the account linked to a card if it is transferred from another account at SEB bank?

Money within SEB bank transferred from one bank or credit card account to a bank account linked to this debit card is credited immediately regardless of the time of transfer.

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at 1528 or visit a SEB bank unit of your choice.

Issuance and service terms
Visa Virtuon Card type debit
Card account currency Euro
Own funds may be held in the card account yes
Card validity 5 years
Card issuance EUR 5.00
Additional card issuance EUR 5.00
Urgent card issuance6 EUR 30.00
The card usage fee (per card) EUR 0.70 per month1
Card renewal (upon expiry) condition2
Cash withdrawals:
Lithuanian post offices
SEB bank and DNB bank ATMs in Lithuania
at other Lithuanian and foreign bank ATMs
at other Lithuanian and foreign banks cash departments
in partners‘5 venues (where it is technically possible)
Maximum daily cash withdrawal from ATMs per card
Number of cash withdrawals a day from ATMs per card
Monthly statements can be submitted:
by regular mail EUR 1.45
by e-mail free of charge
at the online banking site free of charge
at a SEB bank unit EUR 5.00
Other services
Sending a new / renewed card to client by regular post in Lithuania free of charge
Renewed card collected at SEB bank unit EUR 2.00
Sending a new / renewed card to client by courier post in Lithuania EUR 1.45
Sending a new / renewed card to client by regular post to another country EUR 5.79
Card blocking in case of lost/stolen card free of charge
Issuing new card if the old one is lost/stolen/ damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.) EUR 5.00
Account balance at SEB and DNB ATMs in Lithuania
Account balance at ATMs of other Lithuanian and foreign banks4
Currency exchange fee in case of operation in other than the card account currency 2.65 %
Urgent sending of card to another country (in case of card loss)
Urgent money disbursement in foreign country (in case of card loss)
Obtaining a copy of the receipt in case of payment in Lithuania3 EUR 1.45
Obtaining a copy of the receipt in case of payment abroad3 EUR 5.79

1 The charge is debited for the previous period on the same date of the each month of the card validity period. If the card agreement is terminated prior to maturity on the customer’s request, the bank shall be entitled to apply and debit the fee for the current month.

2 On last month of the card validity, the balance of funds in the card account may be equal to 0 (zero) or positive.

3 These fees are applied only in such case, if the customer is willing to receive the documents confirming the payment transaction by card and if identified that they include the cardholder’s signature or other data specifying that the cardholder paid by card.

4 If other banks have provided such technical functionality.

5 Cash withdrawals from the terminals of “Perlas” lottery organised by UAB “Perlo paslaugos“ and Lithuanian post offices.

6 This fee is added to the card / additional card issuance fee.

Please note that:

 


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at 1528 or visit a SEB bank unit of your choice.


For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at 1528 or visit a SEB bank unit of your choice.

A payment card may be ordered in one of the following two ways:

  1. by logging in to our internet bank, completing and confirming an electronic application (Accounts and cards → Payment cards → Credit Card application)
     
  2. by arriving at the SEB bank unit of your choice, completing a payment card application and submitting it together with an identity document to a bank employee.  Any foreign citizen submitting the debit card application in addition to the personal identity card will be requested to submit:
  • certification or an employment contract issued by a legal entity registered in Lithuania, specifying the employer/ educational institution of the person
  • residence permit (temporary or permanent) in the Republic of Lithuania
  • documents proving that his/her family member (i.e., a spouse, child under 18-years of age, parents) or a person considered to be equivalent to a spouse is a citizen of the Republic of Lithuania or a foreign citizen holding a residence permission (temporary or permanent) in Lithuania or employed  / studying in the Republic of Lithuania
  • other documents proving relations with the Republic of Lithuania

After 5 working days, a new debit card:

  • can be collected by you at the bank unit specified in your application
  • can be sent by mail if you have chosen this service during the completion of your card application

For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us 24/7 line at 1528 or visit a SEB bank unit of your choice.

Contact

  • "Skype" (24/7 line)
  • Write us
  • Branches and ATM's
S|E|B

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.