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Leasing plus insurance

Leasing plus insurance

Convenient and cost-efficient

  • You won't have to worry about your car insurance
  • You'll pay your insurance premium together with lease payments
  • The insurance premium will not increase for the whole lease period

If you want to save time and money when you take a lease on a new or second-hand car, go for the leasing plus insurance service. We and the insurance company will take care of your car insurance. 

Basic terms of the insurance contract
Insurance rate from 2.16%
Insured events road accident, theft, vandalism, etc.
Insurance at new value available for a new car for a term not longer than 2 years
Deductible in the event of theft 10 %
Deductible for other damage EUR 86.89 / LTL 300.00
Car repair damage is paid without deducting depreciation of car parts (possibility to insure cars up to 6 years old from the first date of registration)

 

For more information about leasing and related services, terms or rates please call our 24/7 line +370 5 268 2800 or visit a SEB bank unit of your choice.


We recommend that before you sign any financial service agreement you read the service terms carefully and consult the staff of the bank if you need to.

Please note that the total amount of your monthly payments to different credit institutions may not exceed 40% of your total monthly net income. Failing on your financial liabilities, you increase the cost of the financing services you are using, which may negatively affect your credit history. If your financing agreement is cancelled for the reason that you have breached its terms, you can lose not only what you have already paid, but also your title to the property that you bought on lease or for a loan.

  • Benefits compared with the regular CASCO insurance
  • the car (CASCO) insurance is valid for the entire lease period. We will include the insurance premiums in the lease monthly payments, so you will not have to pay for breaking down the sum insured into monthly payments and interest will not accrue on the  insurance premiums
  • extra insurance coverage. If on the date of the insured event, the price of a more than one-year-old car is lower than residual value of the leased property, in case of the total damage or theft, the amount equal to the car market value will be paid out
  • the insurance premiums will not  grow or depend on your claim history, age or driving period
  • damage benefit will be paid without deducting depreciation of the car parts (possibility to obtain insurance of e  cars up to 6-year-old from the first date of registration)
  • possibility to obtain insurance of a new car at a new vehicle value up to 2 years
  • service advantages: saving time, cost allocation

For more information about leasing and related services, terms or rates please call our 24/7 line +370 5 268 2800 or visit a SEB bank unit of your choice.


We recommend that before you sign any financial service agreement you read the service terms carefully and consult the staff of the bank if you need to.

Please note that the total amount of your monthly payments to different credit institutions may not exceed 40% of your total monthly net income. Failing on your financial liabilities, you increase the cost of the financing services you are using, which may negatively affect your credit history. If your financing agreement is cancelled for the reason that you have breached its terms, you can lose not only what you have already paid, but also your title to the property that you bought on lease or for a loan.

Leasing agreement administration and amendment fees
Leasing agreement fee 1% of the asset value, but not less than EUR 150, if applied on-line
1% of the asset value, but not less than EUR 250, if applied at bank
Change of the debt roll-over agreement / leasing agreement term 1% of the outstanding asset value, but not less than EUR 150
Agreement amendment or payment schedule change at the customer’s initiative fee EUR 100.00
Change of the leasing payments date EUR 30
Fee for covering part of the asset residual value agreement-based
Property early redemption / agreement termination charges
For early termination / redemption of agreement agreement-based
For early termination of agreement where property is being transferred to a third party EUR 100.00
Resumption of a leasing agreement validity or redemption under a terminated agreement EUR 100.00
Property sale fees upon termination of a financial lease agreement
Sale of property to a third party in Lithuania 1.5 %, but at least EUR 150.00
Sale of property to a third party outside Lithuania 1.5 % of residual value, but at least EUR 300.00
Certificate issue and other fees
Consent for sublease/lending, if it was not issued at the time of entry into the leasing agreement EUR 30.00
Reissuance of a Acceptance and Transfer Certificate or of an authorisation EUR 10.00
Drafting of authorisations / certifications in Lithuanian EUR 15.00
Drafting of authorisations / certifications in English EUR 20.00
Generating a customer’s annual revenue report EUR 20.00
Mailing of VAT invoices EUR 3.00
Fee for issuing copies of a leasing agreement documentation EUR 10.00
Handling of administrative penalty documents as well as other documents received in customer’s name EUR 10 per each document received
  • International money transfer charges if payment for the customer’s property is being made: to another country; in a foreign currency to another bank in Lithuania; under an urgent payment order
  • Transportation, customs and similar expenses
  • Mortgage fees (including when a car is pledged)
  • Express mail (e.g. DHL Lietuva) costs
compensated by the customer

 

For more information about leasing and related services, terms or rates please call our 24/7 line +370 5 268 2800 or visit a SEB bank unit of your choice.


We recommend that before you sign any financial service agreement you read the service terms carefully and consult the staff of the bank if you need to.

Please note that the total amount of your monthly payments to different credit institutions may not exceed 40% of your total monthly net income. Failing on your financial liabilities, you increase the cost of the financing services you are using, which may negatively affect your credit history. If your financing agreement is cancelled for the reason that you have breached its terms, you can lose not only what you have already paid, but also your title to the property that you bought on lease or for a loan.

If an insured event occurs, inform your insurance company immediately and fill out and submit this insured event report form online.

For more information about leasing and related services, terms or rates please call our 24/7 line +370 5 268 2800 or visit a SEB bank unit of your choice.


We recommend that before you sign any financial service agreement you read the service terms carefully and consult the staff of the bank if you need to.

Please note that the total amount of your monthly payments to different credit institutions may not exceed 40% of your total monthly net income. Failing on your financial liabilities, you increase the cost of the financing services you are using, which may negatively affect your credit history. If your financing agreement is cancelled for the reason that you have breached its terms, you can lose not only what you have already paid, but also your title to the property that you bought on lease or for a loan.

Contact

  • Private customers
    +370 5 268 2800 
    (24/7 line)
    Business customers
    +370 5 268 2822
    (I–V 8.00–17.00)
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