Switch to mobile version. Top

Private

Additional long-term voluntary buildup of pension savings

Third pension pillar

You can expect a pension higher than the usual pension currently paid by taking advantage of the pension system and the opportunity to build up pension savings in a second-pillar pension fund. Still, if you want to have an adequate pension (about 70% of your salary), you should additionally save in a third-pillar pension fund or under a unit-linked insurance plan. If you save for your pension in this particular way, you are eligible for a personal income tax relief.

We offer two options to build up additional pension savings voluntarily


1. Third-pillar SEB Pensija Plius pension funds managed by UAB "SEB investicijų valdymas"

Everyone can voluntarily build up pension savings in these funds. Conclude an agreement and we will open a pension account for you. Contributions paid by you to this account will be invested according to the strategy of the selected pension fund. A convenient feature is that you will be able to increase or reduce your contributions, pay them either periodically or not or suspend payments if your circumstances change.

You can expect a return if investments are successful. However, please note that the return on investments is exposed to risks and their value can both rise and fall. More information about the risks is available here.

  • SEB Pensija 1 Plius

    SEB Pensija 1 Plius

    The objective of investments is to consistently increase the value of fund's assets and maintain low risks: most assets (85—100%) are invested in debt securities and only 8% in stocks and other classes of assets. This fund is usually chosen by older people intending to build up their pension savings for less than 7 years.

    Read more

  • SEB Pensija 2 Plius

    SEB Pensija 2 Plius

    The objective of investments is to increase the value of investments over a long term maintaining above-average risks. 60—100% of assets is invested on stock markets, up to 40% in bonds and up to 20% in other classes of assets. This fund is usually chosen by middle-aged and younger people intending to build up their pension savings for more than 7 years.

    Read more


2. Additional voluntary accumulation under SEB Pensija Plius unit-linked insurance plan of UAB "SEB gyvybės draudimas"

Everyone can voluntarily accumulate their additional pension under a unit-linked insurance contract. This way of building up your savings is attractive for its flexible contractual terms as it is you who decide how much money and at what intervals should be invested depending on your needs and circumstances.


This information is promotional in nature and cannot be construed as a personal recommendation, order or solicitation to hold savings in the above-mentioned pension funds or under a unit-linked insurance plan, and may not constitute any basis or part of any subsequent transaction. Although the content is based on sources deemed to be reliable, SEB bank, UAB "SEB gyvybės draudimas" and UAB "SEB investicijų valdymas" cannot be held responsible for any inaccuracies or losses which may be incurred when investments are based on such information.

Return on investments is exposed to risks. Investments may rise or fall in value and the fact that the return is historically positive does not guarantee that it will remain such in the future. In certain cases, losses may exceed the original investment. You are responsible for your investment decisions. Therefore, before making a decision to invest you must, either yourself or with a help of our consultants, consider if these risks are acceptable. If you want a consultation on risks, please visit the SEB bank unit of your choice or call a 24/7 line at 1528.

Contact

  • "Skype" (24/7 line)
  • Write us
  • Branches and ATM's
S|E|B

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.