Change language:
4 people are sitting at the meeting table

Investment loan

  • Expand your business without using working capital
  • Build office, warehouse or production premises
  • Acquire fixed assets
Up to

7 years

Agreement term

Starting from




Fixed or floating


  • Pledged property for which you take a loan to purchase or renew
  • Immovable and movable property, securities and surety as additional guarantee
  • Guarantees of UAB Investicijų ir verslo garantijos (INVEGA) or Agriculture Credit Guarantee Fund (ACGF)
Service Charge
Annual interest rate as agreed

Administration fee for:

  • the loan granting
  • loan maturity extension
  • increase in the loan amount1

from 0.6 per cent of the loan amount,
min EUR 500.00

Credit project analysis and assessment, bank certification or approval issuance 50 per cent administration fee, however, no less than EUR 300.00. Upon entering into a credit agreement it is included into a relevant administration fee.
Commitment fee from 0.7 per cent of non drawn-down loan amount
Loan pre-payment fee min 1 per cent of the prepaid amount (depending on the loan maturity)
Uninsured Collateral Administration Fee (applied if a collateral is a residential real estate object) EUR 20.00 per month
The fee is charged if the collateral is not insured for more than 30 days
Amendment of terms under the loan agreement terms2 if:
1) the loan currency is changed
2) fixed interest rate is replaced with variable interest rate and vice versa
3) variable interest rate portion adjustment period is changed
4) fixed interest rate determination period, start and end is changed
If variable interest rate is applied:
  • 1 per cent of the credit amount, minimum EUR 500.00 on the interest rate adjustment date
  • 1.5 per cent of the credit amount, minimum EUR 500.00 on other days

If fixed interest is applied:

year(s) until expiry of fixed interest rate period percent of the loan amount, min EUR 500.00
up to 1 year 1
1–2 years (inclusive) 1.5
2–3 years (inclusive) 2
3–7 years (inclusive) 2.5
7–10 years (inclusive) 3
more than 10 years 3.5
Amendment of terms in any other cases as agreed, min EUR 500.00

1 The fee is calculated of increase in the loan amount.

2 The fee is not applied in the event of the loan maturity extension or increase in the loan amount.

Simple to apply

Send us
the filled application

We will contact you
with proposal or
additional questions

a positive decision,
sign the agreement

Required documents


Other ways to finance your business growth

Business leasing

Leasing for cars, equipment or commercial vehicles for your business.

Want to make sure you find a suitable solution?

  • Our client executives will help you find the suitable financing solution for your business
  • We have a dedicated team of professionals you can trust

Interest risk management for business

  • Financial risk assessment
  • Interest rate swap 
  • Interest rate cap 
  • Interest rate floor 
  • Interest rate collar