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New application programming interface to integrate with the bank

  • Direct connection to accounting software
  • Secure data exchange in real-time
  • Convenient and automated way of using banking services
  • Quick receipt of account statements 24/7

Baltic Gateway

About the service

SEB Baltic Gateway is a solution for direct bank and accounting software connection and data exchange. It offers the possibility to get account information, as well as forwarding of payment orders round-the-clock. Baltic Gateway is based on RESTful API-s with XML format messages.


Security of any sent or received message will be ensured by reliable security technologies:

  • communication certificate for identification and data encryption (by the client and by the bank)
  • payment order to be signed by a qualified electronic signature
  • payment order to be approved by several signatories. The bank will check rights and transaction limits of the undersigned persons

Technical specification

In order to use the Baltic Gateway API-s you need below technical set up:

  • a software that can send and receive data in ISO 20022 XML format
  • valid authentication certificate (public key infrastructure technology - PKI), which ensures the authentication of the customer and the security of the service
  • in order to use the services with signing (for example payment authorization) a qualified electronic signature is required
  • create requests based on SEB Baltic Gateway technical specification

More details can be found in SEB developer portal.

SEB Baltic Gateway technical specification (PDF)

Service / Transaction

Service charge 1
Direct channel
Signing fee EUR 50 
Account statements (except intraday), POS reports EUR 10 per month 
Intraday reports (real-time account information) EUR 25 per month 
Payment initiation and / or e-invoices forwarding EUR 25 per month 
Other banks account information EUR 10 per month
E-signing3 EUR 0.10 per signature
Operator's channel
Signing fee EUR 0
Basic services2
- Account statements (except intraday)
- Payment initiation
- POS reports
- Other banks account information
EUR 5 per month
Intraday reports (real-time account information EUR 10
E-invoices forwarding EUR 10 per month
E-signing3 EUR 0.10 per signature
Operator's fees
Signing fee EUR 50
Monthly fee As individually agreed

1 Total monthly fee depends on which services are selected in the agreement.
2 The fee does not apply to customers who are using business service plans. 
3 Free trial period applies for this service until 31.03.2023.