Change language:

Current charges are effective since 3rd March 2026 substituting all previous charges.

The Main Fees and Charges for Business Customers

Paragraphs

SEB service plans

For existing companies
 

Scroll the table horizontally, in order to see more information on different service plans.

Service nameStandard feesMINIMUMDAILYDAILY+PREMIUMPREMIUM+
An option to apply via internet bank ApplyApplyApplyApplyApply
Concluding, monthly fee EUR 4.50EUR 8EUR 17EUR 30EUR 80
Minimum bank services1EUR 4.30/month1 account1 account2 accounts3 accounts5 accounts
Payments to European countries via the internet3EUR 0.33/payment5  payments15 payments50 payments100 payments300 payments
Payments in excess of the number indicated in the service planEUR 0.33/payment15 payments with 10% discount50 payments with 15% discount100 payments with 20% discount200 payments with 25% discount
Mastercard Business debit card usage4EUR 2.50/card1 card2 cards3 cards5 cards
SEB Baltic Gateway basic services in operator's channel5EUR 5/month

 

Footnotes

The service is not available to non-resident customers6, banks and credit unions.

1 Bank account opening, bank account maintenance, bank account closure, administration of incoming payments2. Term deposit accounts, savings deposit accounts, credit card accounts are not included in the service plans and are not charged.​​​​​​
2 Administration of incoming payments in all currencies transferred within SEB Bank and administration of incoming payments in euro from other banks registered in Lithuania, the EU, the EEA countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra and Vatican City State.
3 In all currencies to other customer's account within the Bank, according to bill or tax payment, under a standing order agreement, one-off e-invoice payment, European: instant and SEPA. For more information about payments and their conditions check bank's webpage www.seb.lt.
4 No monthly fees of the oldest debit card apply.
5 For more information about SEB Baltic Gateway basic services please check Bank's webpage www.seb.lt.
6 Any legal person having its registered office outside Lithuania is classified as a non-resident customer.

For newly established companies

The offer is valid for companies established during the previous 12 months and have not previously been SEB Bank's business customers

Service nameOfferStandard fees
The offer is valid for 12 months0 Eur / month-
Minimum bank services​1​​​unlimited number of paymentsEUR 4.30 per month
Daily banking service plans0 Eur / monthFrom EUR 4.30 per month to EUR 80 per month
Payments to European countries2 via the internet3unlimited number of paymentsEUR 0.33/payment
Mastercard Business debit card usage4unlimited number of cardsEUR 2.50 per card
Sending a debit card to customer by regular post in LithuaniaEUR 2 per card
Card payment acceptance service5 (monthly subscription fee)From EUR 12 per month
E-commerce payment initiation serviceAs individually agreed
SEB Baltic Gateway basic services in operator's channel6 (monthly fee)EUR 5 per month

The service is not available to non-resident customers7 , banks and credit unions.

1 Bank account opening, bank account maintenance, bank account closure, administration of incoming payments.
2 For more information about payments check Bank‘s webpage www.seb.lt.
3 In all currencies to other customer’s account within the Bank, according to bill or tax payment, under a standing order agreement, one-off e-invoice payment, european: instant and SEPA, submission of salary (consolidated) payment, including payment to other bank registered in Lithuania or in the European Union and the European Economic Area countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra and Vatican City State.
4 No monthly fees of the oldest debit card apply.
5 You can find more information about the card payment service and the installation of electronic card readers on the website www.seb.lt.
6 For more information about SEB Baltic Gateway service please check Bank‘s webpage www.seb.lt.
Any legal person having its registered office outside Lithuania is classified as a non-resident customer.

Bank Accounts

ServicesFee
Minimum bank service fee1:
bank account opening 
bank account maintenance
bank account closure
administration of incoming payments2
EUR 4.30/month
Minimum bank service fee for non-residents3:
bank account maintenance
bank account closure
administration of incoming payments2
EUR 50/month
Account opening for non-residentsFree of charge
Data verification4EUR 700
Payment institutions or E-money institutions monthly service fee for:
     - Safeguarding account, or
     - Client payment account
EUR 700/month
Account balance fee5 for business customers6 
(for balances exceeding EUR 1 000 000. SEK 9 500 000. DKK 7 500 000. CHF 1 000 000)
Central Bank7 annual interest rate (%), assuming a year of 360 days
Account balance fee5 for credit institutions8 and brokerage firms 
(for balances exceeding EUR 500 000. SEK 9 500 000. DKK 7 500 000. CHF 1 000 000)
Central Bank's7 annual interest rate (%) minus 0.5 percentage point, assuming a year of 360 days
Bank account statement for period indicated by a client12EUR 12.10
SWIFT Account Statements / Report10
MT940 – end-of-day account statementEUR 35/month
MT941 – account balance report:
- once per dayEUR 30/month
- twice per dayEUR 60/month
- three times per dayEUR 90/month
MT942 – information about account transactionsEUR 2/message 
Mailing of a statement of bank account or any other document:
by post in Lithuania12EUR 1.75
by post to a foreign country12EUR 7.01
Payment document endorsement by the bank12EUR 0.70/page
Other services
Generation of a POS terminal statement covering the client’s specified period11,12EUR 12.10
Issuing a certificate to a client’s auditor, when the certificate is prepared in accordance with the standard certificate form12EUR 48.40
Issuance of the bank confirmation about the payment12EUR 12.10
Standard certificate on a bank account balances, existence as the bank client, closing of 
accounts (in Lithuanian or in English)12
EUR 12.10
Non-standard certificate on term deposits, securities, restrictions, liabilities etc. (in Lithuanian or in English)12EUR 36.30
Client requisites endorsement12EUR 6.05
Issuance of a certified document copy12EUR 1.75/page

1 The fee is applied for every bank account of a client. If there are no funds in the client's accounts and calculated fees remain due, charging is suspended from the fourth month onwards until funds are deposited in the account or the account is closed. 

2 Administration of incoming payments in all currencies transferred within SEB Bank and administration of incoming payments in euro from other banks registered in Lithuania, the EU, the EEA countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra and Vatican City State.

3 All legal persons having their registered office outside Lithuania are classified as non-resident customers.

4 The fee applies to business clients registered in the Republic of Lithuania, if at least one of such client’s participants (founders / shareholders / members), ultimate beneficiaries and / or private / legal persons in the ownership / control structure comply with the definition of the private / legal non-resident client, as is indicated in the pricelists for private and business clients. The fee shall be paid before the verification carried out by the bank and before the bank’s decision to start business relationship with the client, also, each time, when during the relationship with the client, the data of the persons indicated in this section changes.

5 We will give 10 working days' notice of the fee. The fee shall be calculated for each calendar day on the basis of the total amount of the client's bank account balances at 23.00 and the amount of payment orders submitted by the client to the payee's payment service provider after the deadlines for the execution of payment orders9. The fee component of the amounts of the submitted payment orders shall be calculated until the bank transfers the funds under the payment orders to the payee's payment service provider or its correspondent bank. The fee shall not apply if the central bank interest rate in the relevant currency listed in the table is zero or above zero. The fee shall be debited in the following calendar month in respect of the preceding month in accordance with the procedures set out in the Bank's General Rules.

6 Business client means a client to whom the Bank applies business client service fees.

7 EUR – ECB deposit facility rate
   SEK – Sveriges Riksbank repo rate
   DKK – Danmarks Nationalbank Certificates of deposit rate
   CHF – Swiss National Bank negative interest rate

Credit institution means banks of the Republic of Lithuania, branches of foreign banks, representative offices of foreign banks, banks of the European Union operating in our country without establishing a branch, credit unions operating in Lithuania and the Central Credit Union of Lithuania, as well as financial companies controlled by foreign banks licensed by the European Union and operating in Lithuania without establishing a branch.

9 Payment order execution terms are set out in the section on fees for European and international money transfers.

10 The fee is applied per each account based on agreement. The amount of the fee calculated for the month is debited at the end of the month.

11 The fee applies to non-standard statements or statements covering more than the recent six months’ period.

12 We quote the prices with the value-added tax (VAT) included.

Payment cards

Issuance and delivery
Card usage feeEUR 2.50/month
Card validity4 years
Card issuance1Free of charge
Urgent card issuance1, 2EUR 30
Issuing new card if the old one is lost / stolen / damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.)EUR 5
Sending a card by post in Lithuania7EUR 2.42
Sending a card by post to another country7EUR 12.10
Sending a card via parcel machine7EUR 3.39
Collecting a card at the bank's branch7EUR 6.05
Depositing of cash
Depositing of cash into your own bank account in euros using SEB-branded cash-in ATMs in Lithuania0,15 % of the amount
Standard cash deposit limit for all client accounts and linked cardsEUR 15 000/month
Cash withdrawal
At cash dispensing shops when paying by card an amount not less than EUR 5Free of charge from EUR 5 up to EUR 100
At SEB-branded and other Lithuanian and foreign ATMs32% (minimum EUR 3)
At partners4 points of sale2% (minimum EUR 2)
Other services
Account balance at SEB-branded or other Lithuanian and foreign ATMs5Free of charge
Currency exchange fee in case of operation in other than the card account currency62.65%

1 We apply an additional fee for sending / collecting the card.

2 The fee is added to the card issuance fee.

3 The ATM operator may apply additional fees when using a non-SEB -branded ATM.

4 Cash withdrawals from the terminals of “Perlas Finance”.

5 If other ATMs have the technical functionality to check SEB account balance.

6 If the transaction currency is other than euro, we convert the transaction amount into euro based on the exchange rate set by Mastercard on the day of processing. Next to the exchange rate applied by Mastercard, we add an exchange fee.

7 We quote the prices with the value-added tax (VAT) included.

 
Money transfer in SEB accounts. Transfer, made from regular or credit card account, to regular bank account linked to a debit card is credited immediately, regardless of the time of day it is transferred.
Issuance and delivery
MasterCard Business Card typeCredit
Card account currencyEUR
Card usage feeEUR 8/month
Card validity4 years
Card issuance1EUR 15
Urgent card issuance1, 2EUR 30
Issuing new card if the old one is lost / stolen / damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.)EUR 10
Sending a card by post in LithuaniaEUR 2.42
Sending a card by post to another countryEUR 12.10
Sending a card via parcel machineEUR 3.39
Collecting a card at the bank's branchEUR 6.05
Depositing of cash
Depositing of cash into your own bank account in euros using SEB-branded cash-in ATMs in Lithuania0.15% of the amount
Standard cash deposit limit for all client accounts and linked cards15 000 EUR/month
Cash withdrawal
At cash dispensing shops when paying by card an amount not less than EUR 5Free of charge from EUR 5 up to EUR 100
At SEB-branded and other Lithuanian and foreign ATMs32% (minimum EUR 3)
At partners4 points of sale2.5% (minimum EUR 4)
Credit drawdown fees and terms
Credit limitEUR 0 or from EUR 300 up to EUR 32 000
Annual interest for the spent credit14%
Portion of the spent credit repayable on a monthly basis100% 
Fee for changing the credit limit on a credit card at the bank’s branchEUR 10
Other services
Account balance at SEB-branded or other Lithuanian and foreign ATMs5Free of charge
Currency exchange fee in case of operation in other than the card account currency62.65%
Obtaining a copy of the receipt in case of payment in Lithuania7EUR 1.45

1 We apply an additional fee for sending / collecting the card.

2 The fee is added to the card issuance fee.

3 The ATM operator may apply additional fees when using a non-SEB -branded ATM.

4 Cash withdrawals from the terminals of “Perlas Finance”.

5 If other ATMs have the technical functionality to check SEB account balance. 

6 If the transaction currency is other than euro, we convert the transaction amount into euro based on the exchange rate set by Mastercard on the day of processing. Next to the exchange rate applied by Mastercard, we add an exchange fee. 

7 We apply the fee if the cardholder requests to receive the documents that confirm payment transaction by card, and it turns out that they include their signature or other data which proves that the cardholder has made the payment by card.

 
Money transfer in SEB accounts. Transfer, made from regular or credit card account, to regular bank account linked to a debit card is credited immediately, regardless of the time of day it is transferred.

Payments

Intra-bank payments in all currenciesat the Bankvia the Internet
Payment between client own accounts within SEB BankEUR 51Free of charge 
Payment to other client’s account within SEB BankEUR 51EUR 0.33

1 Charges are not applied if money are transferred from savings deposit account or for purchase of saving and investment instruments.

If the payer's and the payee's accounts are with SEB Bank, money transfer is executed on the same banking day.

Bill and tax paymentsat the Bankvia the Internet
Money transfer according to bill or tax payment-EUR 0.33
European payment1at the Bankvia the Internet
Instant payment2    EUR 56EUR 0.33
SEPA payment3, 5EUR 56EUR 0.33
Express payment 4, 5EUR 65EUR 55


1 This payment includes transfers in euro to other banks registered in Lithuania, the European Union, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Vatican City State and the European Economic Area countries – Norway, Iceland and Lichtenstein. In case of a European payment, the payer pays SEB Bank‘s commission fees and payee pays other bank‘s commission fees (SHA).

2 Funds according to an instant payment order will be transferred immediately twenty-four hours a day during the entire year. If the bank of the beneficiary has joined the instant payment system and payment sum does not exceed client's instant payment limits, the transfer will be made automatically as an instant payment.

3 Funds according to a SEPA payment order are transferred on the same day, if the payment order is given on a banking day before 4:30 p.m.

4 Funds according to an Express payment order are transferred immediately, if the payment order is given on a banking day before 4:30 p.m.

5 Funds are transferred every day except weekends and international holidays: New Year's Day (January 1st), Easter Good Friday, Easter Monday, Labor Day (May 1st), First and Second day of Christmas (December 25th- 26th). If a payment order is given after 4:00 pm on a working day, on weekends or on international holidays, the funds are transferred on the next banking day. The time of crediting the payee’s account depends on the payee’s bank.

6 Free of charge if money is transferred from the accounts of persons recognized as incapacitated/limitedly incapacitated in the area of property relations.

This money transfer includes:

  • all transfers in foreign currency (other than in euro) to other Lithuanian-registered banks or other countries
  • transfers in euro to banks registered in other countries, with the exception of the European Union, the European Economic Area countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Vatican City State

 

The complete list of payment currencies in which cross-border transfers are carried out

Standard cross-border paymentat the Bankvia the Internet
OUR1EUR 34 and other banks chargesEUR 24 and other banks charges
OUR1 to high-risk countries3EUR 64 and other banks charges EUR 54 and other banks charges 
SHA2EUR 23EUR 13
SHA2 to high-risk countries3 EUR 53 EUR 43

A standard cross-border payment order is executed after 2 banking days, if the payment order is submitted by 10:00 p.m. on a banking day.
If the payment order is submitted after above mentioned time or on non-banking day, funds transfer will be executed one banking day later.

Urgent cross-border paymentat the Bankvia the Internet
OUR1EUR 50 and other banks chargesEUR 40 and other banks charges
OUR1 to high-risk countries3 EUR 80 and other banks charges EUR 70 and other banks charges 
SHA2EUR 36EUR 26
SHA2 to high-risk countries3 EUR 66 EUR 56 

An urgent cross-border payment is executed next banking day, if the payment order is submitted by 3:00 p.m. on a banking day.
If the payment order is submitted after above mentioned time or on non-banking day, funds transfer will be executed one banking day later.
In case of CNY, INR, QAR, SAR currencies, no urgent cross-border payments may be executed.

Express cross-border paymentat the Bankvia the Internet
OUR1EUR 90 and other banks chargesEUR 80 and other banks charges
OUR1 to high-risk countries3EUR 120 and other banks charges EUR 110 and other banks charges 
SHA2EUR 65EUR 55
SHA2 to high-risk countries3 EUR 95 EUR 85 

An express cross-border payment is executed on the same banking day, if payment order submitted in:

  • EUR, USD, CAD, GBP by 4.30 p.m.
  • CZK, HRK, KZT, MXN, RON, RSD, UAH by 10:00 a.m.
  • DKK, HUF, PLN by 1:00 p.m.
  • CHF, NOK, SEK by 3:00 p.m.

 

If the payment order is submitted after above mentioned time or on non-banking day, funds transfer will be executed one banking day later.
In case of AUD, CNY, HKD, ILS, INR, JPY, NZD, QAR, SAR, SGD, TRY, ZAR currencies, no express cross-border payments may be executed.

OUR – a payer pays SEB Bank and other bank commission fees. Other bank commission fees are debited from the payer's account.
2 SHA – a payer pays SEB Bank commission fees, the payee pays other bank commission fees, except where a fee cannot be debited from the payee's account in accordance with the rules set by the other bank.
List of countries for high-risk fee: Afghanistan, Algeria, American Samoa, Angola, Anguilla, Armenia, Aruba, Azerbaijan, Barbados, Belize, Bhutan, Bolivia, Bonaire, Sint Eustatius and Saba, British Virgin Islands, Brunei, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Comoros, Cook Islands, Côte d'Ivoire, Democratic Republic of Congo, Djibouti, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gambia, Georgia, Grenada, Guinea, Guinea-Bissau, Haiti, Yemen, Iraq, Jamaica, Kazakhstan, Kenya, Kyrgyzstan, Kiribati, Laos, Lebanon, Lesotho, Liberia, Mali, Marshall Islands, Mauritania, Myanmar, Micronesia, Montserrat, Mozambique, Namibia, Nauru, Nicaragua, Niger, Nigeria, Niue, Northern Mariana Islands, Pakistan, Palau, Panama, Papua New Guinea, Philippines, Saint Helena, Saint Lucia, Saint Vincent and the Grenadines, Samoa, São Tomé and Príncipe, Senegal, Serbia, Solomon Islands, Somalia, South Africa, South Sudan, Suriname, Tajikistan, Tanzania, Timor-Leste, Tonga, Trinidad and Tobago, Turkmenistan, Turks and Caicos, Tuvalu, Uganda, United Arab Emirates, Uzbekistan, Vanuatu, Vietnam, Wallis and Futuna, Western Sahara. 

Member states are the countries of the European Union and the European Economic Area.
Only shared charges (SHA) are allowed if payee‘s bank is registered in the European Union  or the European Economic Area country, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Vatican City State. Cross-border payment to the countries listed above are not executed if the bank fees are paid only by the payer (OUR).

Foreign currency is a currency other than the euro.

ServiceIf the order is given at the BankIf the order is given via the Internet
Conclusion of standing order agreementEUR 31Free of charge
Money transfer under a standing order agreementFee which would be applied to the client for the same type of payment order provided via the Internet is charged

1 Charges are not applied if money are transferred between client’s own accounts for purchase of saving and investment instruments. Charges also are not applied if funds are transferred to SEB Bank account with purpose to cover client’s liabilities to SEB Bank.

ServiceFee
Submission of salary (consolidated) paymentEUR 1.50
Payment within SEB Bank1Free of charge
Payment to other bank registered in Lithuania or in the European Union and the European Economic Area countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Vatican City State1EUR 0.33

1 The fee is applied to a payer for every payment to a submitted account on the list

Administration of revocation of payment1, 3
If the payee's account is with SEB BankEUR 10
European payment
If no message about funds transfer has been sent to the payee’s bankFree of charge
If message about funds transfer has been sent to the payee’s bankEUR 10 and payee’s bank charges
Cross-border payment
If no message about funds transfer has been sent to the payee’s bankFree of charge
If a message about funds transfer has been sent to the payee’s bankEUR 45 and payee’s bank charges
Administration of amendment of a cross-border payment order data2
If no message about funds transfer has been sent to the payee’s bankEUR 10
If message about funds transfer has been sent to the payee’s bankEUR 45 and payee’s bank charges
Arrangement of any additional information related to the cross-border payment
Data up to 2 previous monthsEUR 25 and other bank charges
Data over to 2 previous monthsEUR 40 and other bank charges
Issuance of the Bank confirmation about the cross-border paymentEUR 10 and other bank charges

1 If the funds have already been debited from a bank correspondent account and / or a message has been sent to the payee's bank, relevant proceeds will be refunded only subject to the payee’s consent. The fee applies irrespective of a refund.

2 Correspondent banks and / or the payee's bank may refuse to amend the details of the payment order. The fee shall be applied regardless of whether the details of the payment order have been successfully amended.

3 Revocation of the payment is possible no longer than 13 months from the date of the funds transfer.

E-invoice service fees (VAT should be added to the fees) applicable to the beneficiary
Agreement conclusionEUR 50
Agreement amendmentEUR 20
Agreement terminationFree of charge
Agreement maintenance feeEUR 20 per month
Fee for forwarding e-invoices:
- To payer in AB SEB bank
- To payer in other payment service providers 
EUR 0.25
Recall of e-invoice fileEUR 20
Implementation of the template designed at company's requestEUR 200
Amendment of payers' application and/or standing order agreement dataAs individually agreed
Amendment to the template designed at company's requestEUR 100
ServiceFee
E-invoice receiptFree of charge
Automated standing order for e-invoiceFree of charge
One-off e-invoice paymentEUR 0.33
Bill payments collection service fee applicable to the beneficiary
Agreement conclusionEUR 20 
Agreement amendment EUR 30 
Agreement termination Free of charge
For each payment if the payment is submitted by filling electronic bill payments and taxes formEUR 0.35 or 1.3% of the payment amount

For more information about your bank account, money transfer, other related services, terms and rates, please call +370 5 268 2822 (I-V 8:00-17:00).

ServiceIf the order is given at the BankIf the order is given via the Internet
Conclusion of standing order agreementEUR 31Free of charge
Money transfer under a standing order agreementFee which would be applied to the client for the same type of payment order provided via the Internet is charged

1 Charges are not applied if money are transferred between client’s own accounts for purchase of saving and investment instruments. Charges also are not applied if funds are transferred to SEB Bank account with purpose to cover client’s liabilities to SEB Bank.

Online services

SEB Internet bank and SEB mobile application are accessible free of charge.

ServiceFee
Amendment to the Internet Bank agreement made the company's administratorFree of charge
Amendment to the Internet Bank agreement made by a bank employee*EUR 10

* Applied if at the bank's sub-branch, during a video advice or in any other manner the bank employee makes amendments to the Internet Bank agreement, which amendments can be made by the company’s administrator on the Internet Bank. Other amendments are free of charge.

Whether you communicate with your bank account manager or use the auto-response service, the bank's phone consultations are free, but you will be charged for the call by your telecommunications operator:

Communications networkRate
Calls to numbers  +370 5 268 2800 (private clients) and +370 5 268 2822 (business clients) from a TEO fixed line anywhere in Lithuaniacharged at TEO's local rate
Calls from mobile to numbers  +370 5 268 2800 (private clients) and +370 5 268 2822 (business clients)charged at the rate or rate plan of the customer's telecommunications operator
Service Fee
Set-up feeEUR 14.48
Account management fee*:
- if accounts are managed in SEB banks in Latvia or Estonia
- if accounts are managed in SEB banks in Latvia and Estonia
EUR 10.14/month
EUR 14.48/month
Fee for amending terms and conditions of a Baltic Online agreementEUR 10.14

* Both services – statement of account issuance and payment transaction (irrespective of the number of accounts) are subject to a new fee. Commission for fulfilment of payment orders is charged by the bank which keeps the respective account of the company from which funds are being transferred. For instance, when funds are transferred from an affiliate’s account with the Latvian SEB, the bank will debit the commission from the account from which the funds are being transferred.

Service Fee 1
Direct channel
Signing feeEUR 50 
Account statements (except intraday), POS reportsEUR 10/month 
Intraday reports (real-time account information)EUR 25/month 
Payment initiation and / or e-invoices forwardingEUR 25/month 
Other banks account informationEUR 10/month
E-signingEUR 0.10/signature
Operator's channel
Signing feeFree of charge
Basic services2:
- Account statements
- Intraday reports (real-time account information)
- Payment initiation
- POS reports
- Other banks account information
EUR 5/month
E-invoices forwardingEUR 10/month
E-signingEUR 0.10/signature
Operator's fees
Signing feeEUR 50
Monthly feeAs individually agreed

1 Total monthly fee depends on which services are selected in the agreement.
2 The fee does not apply to customers who are using business service plans. 

Investment services

Financing

ServiceCharge  
Annual interest rateAs individually agreed  
Overdraft administration fee for:
- overdraft granting
- overdraft maturity extension
- increase in the overdraft1
From 0.6% of the overdraft amount,
at least EUR 500
  
Credit project analysis and assessment, the bank certification or approval issuance50% administration fee, however, at least EUR 300. Upon entering into a credit agreement it is included into a relevant administration fee
Funding reservation feeAnnual interest from 0.7% on unutilised portion of the account overdraft limit  
Amendment of the overdraft agreement termsAs individually agreed, at least EUR 5002  
Uninsured Collateral Administration Fee (applied if a collateral is a residential real estate object)EUR 20/month
The fee is charged if the collateral is not insured for more than 30 days
  

1 The fee is calculated of increase in the limit amount.

2 Fee is not applied in the event of overdraft maturity extension or increase in the limit. 

ServiceCharge
Annual interest rateAs individually agreed
Administration fee for:
- the loan granting
- loan maturity extension
- increase in the loan amount1
From 0.6% of the loan amount, at least EUR 500
Credit project analysis and assessment, bank certification or approval issuance50% administration fee, however, at least EUR 300. Upon entering into a credit agreement it is included into a relevant administration fee.
Funding reservation feeFrom 0.7% of non drawn-down loan amount
Uninsured Collateral Administration Fee (applied if a collateral is a residential real estate object)EUR 20/month
The fee is charged if the collateral is not insured for more than 30 days

Amendment of terms under the loan agreement terms2 if: 
1) The loan currency is changed
2) Fixed interest rate is replaced with variable interest rate and vice versa
3) Variable interest rate portion adjustment period is changed
4) Fixed interest rate determination period, start and end is changed 

If variable interest rate is applied:  
- 1 per cent of the credit amount, at least EUR 500 on the interest rate adjustment date
- 1.5 per cent of the credit amount, at least EUR 500 on other days

If fixed interest is applied:

Year(s) until expiry of fixed interest rate periodpercent of the loan amount, at least EUR 500
Up to 1 year (inclusive)1
1–2 years (inclusive)1.5
2–3 years (inclusive)2
3–7 years (inclusive)2.5
7–10 years (inclusive)3
More than 10 years3.5
Amendment of terms in any other casesAs individually agreed, at least EUR 500

1 The fee is calculated of increase in the loan amount.

2 The fee is not applied in the event of the loan maturity extension or increase in the loan amount.

VAT should be added to the factoring fees.

ServiceFee
Limit administration fee0.6% of the factoring limit, at least EUR 500
Funding fee (annual interest)As individually agreed
Invoice acceptance feeAs individually agreed, at least EUR 3
Amendment of the factoring agreement termsAs individually agreed, at least EUR 100
Annual risk assessment of a new debtorEUR 15
Annual risk assessment of a debtor for insurance purposes, registered in the Baltic statesEUR 45
Annual risk assessment of a debtor for insurance purposes, registered in a other countryEUR 75
Generating non-standard factoring reportEUR 30
Assignment of receivables contract feeAs individually agreed, at least EUR 300
Fees for arranging documentation of a lease agreement
Leasing agreement fee11% of the asset value, at least EUR 200
Change of the debt roll-over agreement / leasing agreement term11% of the outstanding asset value, at least EUR 200
Agreement amendment or payment schedule change at the client’s initiative fee or resumption of an agreement1EUR 100
Change of the leasing payments date1EUR 30
Agreement termination and sale of assets fees in the event of termination or expiry of a finance lease or an operational lease agreement
Agreement termination fee11.5% of the residual value, at least EUR 150
Sale of assets to the lessee (in case termination or expiry of an operating lease agreement)2EUR 400
Sale of assets to the repurchase entity (in case of termination of an operating lease or a finance lease agreement)2EUR 400
Sale of assets to a third-party in Lithuania21.5% of the residual value, at least EUR 500
Sale of assets to a third-party outside Lithuania or sale of assets in case of complete damage21.5% of the residual value, at least EUR  600
Certificate issue and other fees
Drawing up of additional documents (sublease, lease, access and other consents, official letters, authorisations, document copies, statements of annual turnover,  etc.) or reissue of documents at client’s request2EUR 20
Sending VAT invoices by post2EUR 3
Handling of administrative penalty documents as well as other documents received in client’s name2EUR 10 per each document received

International money transfer charges if payment for the client’s property is being made: to another country; in a foreign currency to another bank in Lithuania; under an urgent payment order2

Real estate tax2

Guarantees fees and others2

Compensated by the client

1VAT is included in the case of operating leases.

2We quote the prices with VAT included.

Trade finance

Documentary collectionFee
Advice of documentation / collection instructions receivedEUR 30
Collection of documents (bills of exchange) or payment against documents (bills of exchange)0.15 %, at least EUR 40, max. EUR 250 
Urgent sending of documents for collectionEUR 501
Custody of bills of exchange at SEB Bank from acceptance to maturity dateEUR 40
Amendment of collection instructionsEUR 30
Keeping of documents, if payment or acceptance not effected within 15 calendar days from the date of notification to the client about documents’ receiptEUR 30/month or a part thereof from the date of notification
Keeping of documents, if payment is 15 calendar days overdue after maturity dateEUR 30/month or a part thereof from maturity date
Delivery of documents that were not honoured / were honoured directly to the client or back to the bank / supplierEUR 60
Endorsement of a bill of ladingEUR 30
Other servicesFee
Preparation of request or information
related to the documentary collection
or bill of exchange at the client's request
As individually agreed, at least EUR 45
Dispatch of documents abroad by courierEUR 55
Dispatch of documents in Lithuania by courierEUR 20

1 If the documents are sent on the same day after submitting the request for collection after 11 AM.

 

Guarantees and suretiesFee
Guarantee (SEB standard text1) or surety issuance0.5 % of the guarantee amount, at least EUR 1002
+ EUR 30 if paper application is submitted
Guarantee issuance (non-standard text)0.6% of the guarantee amount, at least EUR 1502 
+ EUR 30 if paper application is submitted
Other fees related to guaranties and suretiesFee
Guarantee (surety) issuance at a request of another bankAs individually agreed, at least EUR 300 
Change to a guarantee (surety) term at a request of another bankAs individually agreed, at least EUR 100
Urgent delivery of guarantee / amendment of guarantee3Guarantee delivery / amendment fee, at least EUR 150
Change to guarantee (surety) terms and conditions, including a reduction of a relevant amountEUR 70
+ EUR 30 if paper application is submitted
Advice of guarantee (surety) or of its amendmentAs individually agreed, at least EUR 45
Cancellation of the request to issue a guarantee (surety)EUR 45
Handling of request for payment under the guarantee (surety)0.1%, at least EUR 190
Confirmation of signature of the person who signed request for payment and / or dispatch of request for payment under the guaranteeAs individually agreed, at least EUR 60
Sending an enquiry or preparing information about the guarantees granted and / or received (changes thereto) at the client's requestAs individually agreed, at least EUR 45
Drafting of the guarantee or deal structureAs individually agreed, at least EUR 45
Dispatch of documents abroad by courierEUR 55
Dispatch of documents in Lithuania by courierEUR 20

1 SEB standard-text is available at www.seb.lt
2 If funds are not deposited, an agreed commitment fee is applied. If the funds are deposited, a fee shall be applied for the balance of funds in the accounts as indicated in Price list of SEB bank’s services and transactions for business clients.
3 Urgent delivery of a guarantee / amendment of a guarantee is performed within one business day since the moment in time when relevant request, correctly filled out and duly signed, is submitted to our bank. When filing a request, any and all terms and conditions of Guarantee Issuance Agreement must be met.

Guarantee fees applicable to stand-by letters of credit.

Export L/CsFee
Advising of L / CEUR 45
Advising of amendment to L / CEUR 30
Confirmation of L / C (deferred-payment L / C confirmation period extended until maturity date)As individually agreed, at least EUR 100
Transfer of L / C0.2% of the transferred amount, at least EUR 100
Pre-checking of documents (per each set of documents)EUR 50
Handling / checking and / or payment against documents (per each set of documents)0.2% of document value, at least EUR 100
Reimbursement claimEUR 20
Advising of L / C beneficiary’s assignment of proceedsEUR 60
Maturity control in case of a deferred paymentEUR 30
Transfer of receivables to another beneficiaryEUR 25
Import L/Cs
Issue of L / C EUR 1001 
+ EUR 30 if paper application is submitted
Amendment to L / CEUR 60 
+ EUR 30 if paper application is submitted
Document checking and / or payment against documents (per each set of documents)0.2% of document value, at least EUR 100
Cancellation of L / C EUR 30
Maturity control in case of a deferred paymentEUR 30
Endorsement of a bill of ladingEUR 30
Other services
Conditional payment (if funds received from any other bank)0.15% of value, at least EUR 90
Preparation of request or information related to L / C at the client's requestAs individually agreed, at least EUR 45
Drafting of L / C or deal structureAs individually agreed, at least EUR 45
Dispatch of documents abroad by courierEUR 55
Dispatch of documents in Lithuania by courierEUR 20

1 If the funds are deposited, a fee shall be applied for the balance of funds in the accounts as indicated in Price list of SEB bank's services and transactions for business clients. If funds are not deposited, a commitment fee is also applied according to the agreement. 

Other services

ServicesFee
Issuance of a certified document copyEUR 1.75/page
Identification of the client's representative in other SEB banks in Latvia and / or Estonia1EUR 150 + VAT
Generation of a POS terminal statement covering the client's specified period1EUR 12.10
Bank certification, letters and other endorsement
Standard certificate on a bank account balances, existence as the bank client, closing of accounts (in Lithuanian or in English)EUR 12.10
Standard travel insurance certificate (in Lithuanian or in English)Free of charge
Non-standard certificate on term deposits, securities, restrictions, liabilities etc. (in Lithuanian or in English)EUR 36.30
Issuing a certificate to a client’s auditor, when the certificate is prepared in accordance with the standard certificate formEUR 48.40
Bank certification on funds with the cumulative accountFree of charge
Client requisites endorsementEUR 6.05
Debit of Funds (without Client‘s Consent) initiated by Special Order received from the PLAIS2
Fee applied to the client whose account is debitedEUR 1

The fee applies to non-standard statements or statements covering more than the recent six months' period. 
PLAIS – Funds limitation information system administrated by SE Centre of Registers (VĮ „Registrų centras“).

Cash pool

Agreement conclusion feeEUR 200
Transaction account service fee
(for each account included in the Cash pool)
EUR 15/month
Annual agreement feeEUR 350
Agreement amendment feeEUR 25
A fee for transfer of internal interestEUR 10/month
A fee for agreement administration in the Internet bankEUR 20/month

Baltic cash pool

Agreement conclusion feeEUR 650
Transaction account service fee
(for each account included in the Baltic Cash pool)
EUR 15/month
Transaction account service fee
for a cross-border recurring payment order
EUR 50/month
Annual agreement feeEUR 750
Agreement amendment feeEUR 25
A fee for transfer of internal interestEUR 10/month
A fee for agreement administration in the Internet bankEUR 20/month