Up to 1 year
Starting from 3000 euros
- Pledged property which you purchase or renew with the loan.
- Immovable and movable property, surety and securities as additional guarantee.
- Filled loan application
- Latest annual report and interim report on current financial year
- Description of how the loan will be used, incl. financial projections
- A valuation report if a property is offered as collateral
- Pledged property insurance
- If you are not a customer of SEB, account opening is needed
|Annual interest rate||as agreed|
|Overdraft administration fee for:
The fee is calculated of increase in the overdraft.
|from 0.6 per cent of the overdraft amount,
min EUR 500.00
|Credit project analysis and assessment, the bank certification or approval issuance||50 per cent administration fee, however, no less than EUR 300.00. Upon entering into a credit agreement it is included into a relevant administration fee|
|Funds reservation fee||annual interest from 0.7 per cent on unutilised portion of the account overdraft limit|
|Amendment of the overdraft agreement terms (fee is not applied in the event of overdraft maturity extension or increase in the limit)||as agreed, min EUR 500.00|
|Uninsured Collateral Administration Fee (applied if a collateral is a residential real estate object)||EUR 20.00 per month
The fee is charged if the collateral is not insured for more than 30 days
1 The fee is calculated of increase in the overdraft amount.
Simple to apply
Send us the filled application
We will contact you with proposal or additional questions
After a positive decision, sign the agreement
Options to finance your business’ purchases
Working capital loan
For covering temporary shortage of working capital or expenses.
Change your invoices into cash flow. Offer extended payment terms to your clients, without reducing your working capital or sales volume.
Financing to support your business growth and bigger projects.
Want to make sure you find a suitable solution?
- Our client executives will help you find the most suitable financing solution for your business
- We have a dedicated team of professionals you can trust