Before you make a decision to invest shares you must have information about the issuers of shares and be aware of all the risk factors related to such financial instruments and, either yourself or with the help of consultants, consider if such risk is acceptable to you.

Key risk factors

We would like to warn you that price fluctuations of shares are higher in comparison to the change in the price of debt securities or units of traditional investment funds. The price fluctuation of company shares is due to the following:

• the change in the assessment of corporate prospects: market changes, economic trends, technologies, laws and regulations, competition, etc., determine the demand for services of the company and thus are the key reason for the change of the price of shares
• the change in market interest rates: the growing interest rates usually yield the rise in the performance of newly issued interest-bearing securities, while the price of publicly traded shares falls
• changes in corporate management, organisational structure, supply and demand indicators for its products, etc.
• price fluctuations of shares of other companies, irrespective of whether such shares are in the same or a different sector, listed in the same trading venue or in another trading venue, in the same country or abroad
• liquidity needs of various market players: the price of shares falls if many market participants sell shares and rises if many market participants buy shares
• turnover of shares (the number of shares bought and sold over a certain period)

When you invest, you have to understand and assume the foreign investment risk resulting from legal regulation and securities accounting standards that vary from country to country, also possible additional taxation in the country where securities are issued (the risk of having insufficient information about the laws and taxes applicable in the country in which/through which investments are made), and/or possible additional taxation because of the registration place of securities. AB SEB bankas is not responsible for taxation of income paid out for the owned and/or sold securities (dividends, coupons, etc.) and does not offer any withholding tax recovery service to customers.

Description of financial instruments (PDF, 150 KB, in Lithuanian)

For more information about stocks, investment risks securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case. Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In some cases losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.

To buy or sell shares, you have to place a respective order with us. You can do it either by

• logging on to the website of online trading of securities,
  or by
• visiting a SEB bank unit of your choice.

Placed orders will be carried out in the stock exchange. Orders placed during a trading session will be carried out on the same business day, and orders placed later, on the following business day.

Applicable fees

Acquisition of shares is subject to the security safe-keeping fee, and each transaction is subject to the financial brokerage fee. All fees and the list of trading stock exchanges:

Securities services fees and commission charges (PDF, 150 KB)

For more information about stocks, investment risks securities services fees and commission charges call our line +370 5 268 2822 or visit a SEB bank unit of your choice.

It is promotional information about the investment services available from SEB bank. It cannot be construed as a recommendation, order or invitation to buy or sell specific financial instruments and may not constitute any basis or part of any subsequent transaction. Although this information is based on sources deemed to be reliable, SEB bank cannot be held responsible for any inaccuracies or losses which may be incurred by investors relying on such information. Taxation-related information may change in the future and become no longer applicable in your particular case. Return on investments is exposed to risks: the value of investments may both rise and fall during the investment period. If the return on investments is positive at one time, there is no guarantee that it will remain such in future as well. In some cases losses may exceed the value of the original investment. If investment is made in financial instruments denominated in foreign currencies, changes in the exchange rate may affect the return on your investment. Before you make a decision to invest you must know all the risk factors and, either yourself or with the help of consultants, consider if such risk is acceptable to you.