Changes in the General Rules and Price List for Private and Business Clients
On 1 January 2026, we will change some of the prices of our services. Due to amendments to the Law on value-added tax (VAT), services that are not directly related to financial services (administrative, physical, technical and similar ones) will be subject to VAT of 21%.
On 1 January 2026, the updated General Rules, as well as Price Lists of Services and Transactions for Private and Business Clients will come into force. Please read through the amendments.
Changes in the Price List for Private and Business Clients
A comparison of service and transaction fees with those previously in effect can be found in the tables below.
| SERVICE / FEE | Fee until 31 December 2025 (inclusive) | Fee1 starting from 1 January 2026 |
|---|---|---|
| Bank account statement for period indicated by a client | EUR 5 (for private clients) EUR 10 (for business clients) | EUR 6.05 (for private clients) EUR 12.10 (for business clients) |
| Mailing of a statement of bank account or any other document: - by post in Lithuania - by post to a foreign country | EUR 1.45 EUR 5.79 | EUR 1.75 EUR 7.01 |
| Other services | ||
| Issuance of a certified document copy | EUR 1.45/page | EUR 1.75/page |
| Payment document endorsement by the bank | EUR 0.58/page | EUR 0.70/page |
| Issuance of the bank confirmation about the payment | EUR 10 | EUR 12.10 |
| Standard certificate on a bank account balances, existence as the bank client, closing of accounts (in Lithuanian or in English) | EUR 10 | EUR 12.10 |
| Non-standard certificate on term deposits, securities, restrictions, liabilities etc. (in Lithuanian or in English) | EUR 30 | EUR 36.30 |
| Client requisites endorsement | EUR 5 | EUR 6.05 |
1 We quote the prices with the value-added tax (VAT) included.
| SERVICE / FEE | Fee until 31 December 2025 (inclusive) | Fee1 starting from 1 January 2026 |
|---|---|---|
| Sending a card by post in Lithuania | EUR 2 | EUR 2.42 |
| Sending a card by post to another country | EUR 10 | EUR 12.10 |
| Sending a card via parcel machine | EUR 2.80 | EUR 3.39 |
| Collecting a card at the bank’s branch | EUR 5 | EUR 6.05 |
1 We quote the prices with the value-added tax (VAT) included.
| SERVICE / FEE | Fee until 31 December 2025 (inclusive) | Fee1 starting from 1 January 2026 |
|---|---|---|
| Sending a digipass to another country | EUR 26.07 | EUR 31.54 |
1 We quote the prices with the value-added tax (VAT) included.
| SERVICE / FEE | Fee until 31 December 2025 (inclusive) | Fee1 starting from 1 January 2026 |
|---|---|---|
| Bank SMS message2 | EUR 0.15/message Free of charge for private individuals of retirement age determined by the Law on State Social Insurance Pensions | EUR 0.18/message Free of charge for private individuals of retirement age determined by the Law on State Social Insurance Pensions |
1 We quote the prices with the value-added tax (VAT) included.
2 The fee is deducted for the last day's messages sent from the bank.
| SERVICE / FEE | Fee until 31 December 2025 (inclusive) | Fee1 starting from 1 January 2026 |
|---|---|---|
| Letter note certifying taxes paid to foreign country(the service cannot be provided in every market) | EUR 15 plus third-party fees | EUR 18.15 plus third-party fees |
| Reclaim of taxes paid to foreign country (the service cannot be provided in every market) | EUR 60 plus third-party fees | EUR 72.60 plus third-party fees |
1 We quote the prices with the value-added tax (VAT) included.
Changes in the Price List for Business Clients
A comparison of service and transaction fees with those previously in effect can be found in the tables below.
| Service / Fee | Fee until 31 December 2025 (inclusive) | Fee1 starting 1 January 2026 |
|---|---|---|
| Other services | ||
| Generation of a POS terminal statement covering the client’s specified period2 | EUR 10 | EUR 12.10 |
| Issuing a certificate to a client’s auditor, when the certificate is prepared in accordance with the standard certificate form | EUR 40 | EUR 48.40 |
1 We quote the prices with the value-added tax (VAT) included.
2 The fee applies to non-standard statements or statements covering more than the recent six months’ period.
| SERVICE / FEE | Fee until 2 March 2026 (inclusive) | Fee starting from 3 March 2026 | |||
|---|---|---|---|---|---|
| at the Bank | via the Internet | at the Bank | via the Internet | ||
| Standard cross-border payment to high-risk countries1: - SHA2 / OUR3 | EUR 23 / EUR 34 and other banks charges | EUR 13 / EUR 24 and other banks charges | EUR 53 / EUR 64 and other banks charges | EUR 43 / EUR 54 and other banks charges | |
| Urgent cross-border payment to high-risk countries1: - SHA2 / OUR3 | EUR 36 / EUR 50 and other banks charges | EUR 26 / EUR 40 and other banks charges | EUR 66 / EUR 80 and other banks charges | EUR 56 / EUR 70 and other banks charges | |
| Express cross-border payment to high-risk countries1: - SHA2 / OUR3 | EUR 65 / EUR 90 and other banks charges | EUR 55 / EUR 80 and other banks charges | EUR 95 / EUR 120 and other banks charges | EUR 85 / EUR 110 and other banks charges | |
| Administration of incoming payments (applicable to payee): - Euros and foreign currencies transferred to the client's account from high-risk countries1 | EUR 10.14 | EUR 40.14 | |||
1 List of countries for high-risk fee: Afghanistan, Algeria, American Samoa, Angola, Anguilla, Armenia, Aruba, Azerbaijan, Barbados, Belize, Bhutan, Bolivia, Bonaire, Sint Eustatius and Saba, British Virgin Islands, Brunei, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Comoros, Cook Islands, Côte d'Ivoire, Democratic Republic of Congo, Djibouti, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gambia, Georgia, Grenada, Guinea, Guinea-Bissau, Haiti, Yemen, Iraq, Jamaica, Kazakhstan, Kenya, Kyrgyzstan, Kiribati, Laos, Lebanon, Lesotho, Liberia, Mali, Marshall Islands, Mauritania, Myanmar, Micronesia, Montserrat, Mozambique, Namibia, Nauru, Nicaragua, Niger, Nigeria, Niue, Northern Mariana Islands, Pakistan, Palau, Panama, Papua New Guinea, Philippines, Saint Helena, Saint Lucia, Saint Vincent and the Grenadines, Samoa, São Tomé and Príncipe, Senegal, Serbia, Solomon Islands, Somalia, South Africa, South Sudan, Suriname, Tajikistan, Tanzania, Timor-Leste, Tonga, Trinidad and Tobago, Turkmenistan, Turks and Caicos, Tuvalu, Uganda, United Arab Emirates, Uzbekistan, Vanuatu, Vietnam, Wallis and Futuna, Western Sahara.
2 SHA – a payer pays SEB Bank commission fees, the payee pays other bank commission fees, except where a fee cannot be debited from the payee's account in accordance with the rules set by the other bank.
3 OUR – a payer pays SEB Bank and other bank commission fees. Other bank commission fees are debited from the payer's account.
Changes to General Rules for Private and Business Clients
We have made the following amendments to the General Rules:
- We have added to Section 6 stating that if a VAT invoice must be issued to the client, we issue it in electronic form.
- In Appendix 2, "Rules for the Issue and Use of Payment Cards" Section 19, we have specified that we will deduct the payment card monthly fee on the 27th day of each month (previously, we did this on the 28th day of the month).
Read the new wording of the General rules.