Insuring your home is now faster and easier
Insure your home quickly and conveniently via online banking. You simply need to enter your home address and select the most suitable insurance terms.
Special home insurance terms for SEB clients
Insurance is provided by Lietuvos draudimas AB; SEB bank acts as an intermediary in the conclusion of the insurance contract.
- By insuring your property at replacement value, you will be able to restore it to the condition it was in before the event.
- If you choose building insurance, you will also receive third-party liability insurance; if you insure both the building and your household property, you will receive personal third-party liability insurance. EUR 0 deductible applies to these insurance policies.
- You will receive an emergency home assistance service available 24/7 for issues such as a broken lock, a clogged drain, or other unexpected incidents.
- Additional protection is provided for solar collectors, power plants up to 15 kW, and charging stations installed in the building.
- If your property meets the A++ energy efficiency class, a 15% discount applies to building insurance.
We recommend insuring your property to minimize losses in the event of unexpected incidents
Comprehensive protection for your home
- You can insure buildings and household property against sudden and unexpected damage, destruction, or loss.
- When insuring the building, you will also receive the political conflict risks insurance coverage which provides protection against damage caused by political, ideological, or mass violence, where standard property insurance terms categorise such damages as non-insurable.
We provide coverage against:
- fire risks
- water-related risks
- storms, torrential rain, hail, and other natural forces
- voltage fluctuations
- glass breakage risks
- theft and malicious actions by third parties
- other sudden and unexpected events, excluding exclusions
Combine different types of insurance for greater coverage
Buildings insurance
Protect your home and its key components. Building insurance covers walls, floors, doors, and built-in plumbing and heating systems. You can also insure outbuildings and permanent yard structures associated with the property, such as a storage shed, parking space, or fence. Purchasing building insurance also provides political conflict risks insurance coverage.
Home property insurance
Protect the belongings that are important to your daily life. Home property insurance covers furniture, household appliances, televisions, audio-visual equipment, and other personal belongings located in your home. Coverage also extends to valuables, such as cash, jewellery, documents, or antiques – up to the limits specified in the insurance terms. You also have the option to insure electrical appliances with extended warranty coverage, which indemnifies for damage caused by internal malfunctions after the manufacturer’s or retailer’s warranty has expired. Purchasing building and home property insurance also provides political conflict risks insurance coverage.
Third-party liability insurance
Sometimes an accident at home affects the neighbours as well. For example, water spilling from your home can damage your neighbour's ceilings, walls, floors, or other property. In such cases, the insurance helps to compensate for the damage you have caused. After purchasing building insurance, you will also receive third-party liability insurance (when insuring an apartment – for the sum insured of EUR 15,000, when insuring a house - for the sum insured of EUR 45,000).
Personal third-party liability insurance
Even when acting carefully, you might accidentally cause harm to another person or damage their property. Personal third-party liability insurance helps cover these costs if the damage is caused by you, your family members, or your pets. For example, the insurance can come in handy if your pet injures someone or damages their car. It also applies if you accidentally injure someone or damage their property while cycling, skiing, or kayaking. When you purchase building and home property insurance, you also receive personal third-party liability insurance with a sum insured of EUR 3,500 valid within Lithuania.
Simple next steps
Enter the home address
Select the insurance terms that suit you best
Insure your home
Need insurance consultation?
Documents
What to do if an insured event occurs? Main information
- Immediately notify the relevant authorities (police, fire department, building administrator, etc.) about the incident.
- You can report the incident at any time via the self-service website www.savasld.lt
If you have questions regarding the use of the self-service system, please call Lietuvos draudimas AB at 1828. - Never begin repairs without the insurer's consent.
