Home insurance will protect in various cases

Apply for home insurance

You are protected from:

• Water
• Fire
• Natural disasters
   

You get insurance coverage for

• walls, ceilings, windows, floors, doors;
• plumbing system;
• water supply system;
• air conditioning system;
• ancillary buildings (ancillary buildings, e.g. a fence, a storeroom or a pergola will be insured together with the residential building in an amount of cover making up to 4 % of the amount of insurance of your residential property).
   

• Household assets insurance. It covers your accumulated  household assets: furniture, household appliances, household items, such as TV, video and audio equipment; radio and TV antenna equipment; valuables: cash, jewellery, documents, antiques, etc.; other individual’s property, if it has been assigned to your lawful disposal.
• Civil liability insurance. We care about your good relations with neighbours. If a fire or water from your home damages your neighbour’s property, like walls, floors, or equipment, you’ll be able to compensate them for the loss under your liability insurance. The compensation limit is up to EUR 4,500 if you live in an apartment, and up to EUR 45,000 if you live in a private house. If you obtain buildings or household assets insurance, you will get free insurance against civil liability in respect of your dwelling.

• Personal civil liability insurance. With this type of insurance you will be able to avoid additional problems, as damage to third persons health, life or property rendered either by you, your family members or pets. It will be compensated to as much as EUR 1,500. Insurance will cover damage if, for example, your pet injures your neighbour or scratches their car. Or if you, your family members harm someone or their property during leisure activities like biking or skiing. If you obtain both buildings and household assets insurance, you will also get free personal civil liability insurance within the territory of the Republic of Lithuania.
• Emergency Assistance at Home insurance. If the door slams shut or in case of window glass breakage or sewer drain blockage, your Emergency Assistance at Home will be of immediate service. In a problem situation, you will not have to look for any technical help to take care of the problem as a matter of urgency, rather, any required emergency services will be called in. Just call Lietuvos Draudimas at 1828 and wait for help or assistance. The Emergency Assistance at Home service is available at a small extra amount to your purchased buildings or household assets insurance.

What to do in case of insured event. Essentials.

View detailed instructions

• Immediately inform relevant authorities (the police, the fire and rescue service or the manager of the house, etc.) about the event. 
• Submit an application for indemnity 24/7 on the webpage  www.savasld.lt If you have any questions about registering the event, call AB “Lietuvos draudimas” at 1828.
• Never start repair without the consent of insurer.