We are convinced that we can influence the development towards a more sustainable economy by supporting our customers in their transformation as they develop and thereby improving our own work. New thinking, innovations and financial assistance are needed, as well as responsible credit granting.
Products that follow either SEB Green Bond framework criteria or European Union Taxonomy regulation, which sets the criteria and standards by which European banks can classify green financing products. Loans for sustainable, environmentally friendly purposes, such as reducing CO2 emissions, or for purposes that promote a green transition, such as the development of new environmentally friendly technologies.
By 2026, only cars with zero grams of CO2 emissions will be considered environmentally friendly in the EU. SEB already offers green leasing for the purchase of environmentally friendly cars on more beneficial terms.
SEB offers green loans to companies that help to reduce climate change and have a positive impact on the environment.
Green home loan
Our homes have a big impact on the environment. Our greenhouse gas emissions are significantly influenced by the amount of heat and electricity we use at home. As a result, we would like to encourage the construction and purchase of energy-efficient homes.
- Lower monthly bills
- Environmentally friendly
- Healthier home environment
- Long-term property value advantage
Environmentally friendly offers
Environmentally friendly solutions, products, and services which do not follow European Union Taxonomy regulation, however, does have a positive effect to the environment. These products or solutions in „environmentally friendly offer” category do not fulfill all criteria required to be officially labeled as green or sustainable.
MyFootprint | SEB app
- The app is free of charge and available to everybody
- MyFootprint | SEB will provide you with insights and tips on how to decrease your carbon footprint
Loan for improving home energy efficiency
We apply an annual fixed interest rate from 4.9 % for the purchase and installation of:
- a solar power plant or a part of a remote solar power plant
- an air-to-water heat pump
- geothermal heat pump
All investment solutions offered in Robo-Advisor take into account the aspect of sustainability. For that, we prefer investment funds and ETFs that are at least classified as SFDR Article 8-compliant instruments.
SEB ambition is to contribute to the transition to sustainable future. We believe investments that consider sustainability principles could be profitable in longer term.