More than you expect
The Special World Elite travel insurance
Travel insurance covers an expanded range of insured risks, as well as higher indemnity sums.
The insurance policy is valid for private travel and business trips alike, for high risk sports such as mountain skiing, snowboarding and diving. The monthly fee for Mastercard World Elite covers the price of exclusive World Elite travel insurance.
The insurance coverage is valid for the spouse and all children of the card holder under the age of 21, if they travel together with the insured card holder.
Purchase insurance
Provided by AB Lietuvos draudimas
Examples of such purchases include furniture, musical instruments, sports and leisure items, toys, household appliances, computer and other goods intended for long-term use.
You do not need to submit any additional application to use purchase insurance. The service is free of charge and applies not only to purchases settled by card, but also to online purchases using a credit card account.
Mastercard Travel & Lifestyle Services (MTLS)
With your Mastercard World Elite credit card, you have the opportunity to use exclusive offers and help you plan your travels and leisure time. You can do this by contacting the travel and lifestyle manager directly by phone, e-mail or using the online platform, where you will find many exclusive.
You will also can participate in the most important sports and entertainment events both live and online.
You will be given access to various special sources of information, exclusive offers that will inspire more interesting life experiences and trips.
Registering for the MTLS service implies that you agree to the service provider's terms and conditions and privacy policy.
After registering, you will be able to access the special travelling offers. In addition, you will be assigned with a personal Travel & Lifestyle Manager 24/7 who will assist you with travel planning.
You can also contact the Travel & Lifestyle Manager 24/7 via phone +370 5 268 2000 (in English).
The monthly Mastercard World Elite fee covers the price of MTLS.
Mastercard Travel & Lifestyle Services (MTLS) does replace the Mastercard Concierge services.
Fast Track check-in at international airports
Upgrade your airport security experience with Mastercard® Airport Security Fast Track powered by DragonPass. Skip the queue. Maximise your time to relax, shop and dine in the airport. The list of airports participating in Mastercard® Airport Security Fast Track program can be found from this link
The Mastercard World Elite credit card provides Fast Track check-in at no additional charge for cardholder*).
To get access for booking the fast-track service:
- Please make sure that you have enabled internet purchases for your World Elite credit card;
- Register your personal account in the Mastercard Travel Experiences mobile app (available on iOS and Android operating systems) or website;
- After account registration you are ready to pre-order fast track for your upcoming airport visit.
Registering for the Fast track service means that you agree to the service provider's terms and conditions and privacy policy.
To book the fast track:
- Choose an airport, number of travellers, and the desired time slot;
- Use your free Fast Track passes or pay using your registered Mastercard World Elite credit card;
- Receive your eTicket via e-mail or in the app;
- Proceed to the Fast Track zone of the terminal you need and show Airport Fast Track e-ticket to gain access.
The „Fast Track“ service ordered at the desired time is valid for 30 minutes, so we advise you to order the service upon arrival at the airport, because e-ticket is received immediately via e-mail or mobile app.
For urgent questions or uncertainties at the airport, please call +44 7700 168 666 (in English).
Get the app to enjoy your airport experience
* If you are travelling not alone, you can also book Fast Track passes for your travelling companions. Please note that in this case, additional fees will apply - the charges will be displayed during registration in the app.
Easier Fast Track check-in at Riga and Tallinn airports
You can collect your invitation for the priority security check at a special terminal in front of the check-in area at Riga Airport. You can print up to two invitations every 24 hours.
At Tallinn airport swipe your Mastercard World Elite card at the terminal before priority security check.
Priority Pass
The Mastercard World Elite credit card can be used as Priority Pass™ membership card to enter more than 1500 airports business lounges worldwide
With Mastercard World Elite, you will be able to access the business lounges of the Priority Pass programme at no additional charge 12 times a year (for a single person). From the 13th visit, your credit card will be charged a standard lounge visit fee of USD 32.
You can register your Mastercard World Elite credit card in the Priority Pass homepage, or use the mobile app (available for both Android and iOS devices) to register your card and use mobile app to enter business lounges. With a Priority Pass account, you can follow the free visits left, see your lounge visit receipts, as well as other details related your Priority Pass membership.
You can also use your physical Mastercard World Elite to enter the airport business lounge.
The list of business class lounges, as well as the terms and conditions of the service, are available at the Priority Pass website https://www.prioritypass.com/en/airport-lounges.
You can also use your physical Mastercard World Elite credit card plastic to enter the airport business lounges.
Signing up for the Priority Pass program means you agree to the service provider's terms and conditions and privacy policy.
If you have any questions or concerns about the Priority Pass program, please contact the service provider at +44 20 8680 1338 (in English) or submit a ticket (in English).
* Free visits are counted per person: If the cardholder visits the lounge with 1 guest, 2 free-of-charge visits will be counted.
Important: You can use your existing Priority Pass plastic card until 1 June 2024. After that, you can access Priority Pass only with your Mastercard World Elite card or through the mobile app.
Discover possibilities with Mastercard World Elite
Renting a car? Mastercard World Elite provides discounts with leading rental car companies, such as Avis, Hertz and Rentalcars.com. World Elite ensures that you enjoy the freedom of the open road with ease and savings.
Need to book accommodations? With Mastercard World Elite, gain access to premium hotels and resorts worldwide, along with special offers and upgrades to make your stay extra comfortable.
Card payments
For additional security of online purchases made with cards, you need also to connect to your internet bank, thus confirming your identity.
Ways to repay the credit limit
You may choose between two ways to repay the credit limit
5% variable payments:
- 17% annual interest rate
- Repayment of 5% of used credit limit until the selected day of monthly payment
- Interest-free period for used credit card limit – up to 45 days. No interest applies if you repay the credit amount in full within 45 days (but no later than on the selected day of monthly payment)
Full credit repayment:
- 14 % annual interest rate
- Repayment of full used credit limit until the selected day of monthly payment
- We start calculating interest from the first day you use your credit limit
In case you lost your card
If your card is lost or stolen, please block it immediately:
- in the internet bank (section “Cards” → “My cards”);
- in the mobile app (in the Cards section, select your card and press Blocking);
- at +370 5 268 2800 (I–V 8.00–20.00, VI 9.00–18.00, VII 9.00–16.00)
| Issuance and delivery | ||
|---|---|---|
| Mastercard Gold card type | Credit | |
| Possibility to hold your own funds in the card | Yes | |
| Card usage fee | EUR 35/month | |
| Card validity | 4 years | |
| Card issuance1 | EUR 35 | |
| Urgent card issuance1, 2 | EUR 30 | |
| Issuing new card if the old one is lost / stolen / damaged, if new PIN is issued or at cardholder's request before its expiry date (e.g., change of the cardholder’s name, surname, etc.) | EUR 10 | |
| Sending a card by post in Lithuania | EUR 2 | |
| Sending a card by post to another country | EUR 10 | |
| Sending a card via parcel machine | EUR 2.80 | |
| Collecting a card at the bank's branch | EUR 5 | |
| Depositing of cash | ||
| Depositing of cash into your own bank account in euros using SEB-branded cash-in ATMs in Lithuania | Free of charge | |
| Standard cash deposit limit for all client accounts and linked cards | EUR 10 000/month | |
| Fee, if an individual limit in excess of the standard limit | 0.07% of an amount exceeding EUR 10 000/month | |
| Cash withdrawal | ||
| At cash dispensing shops when paying by card an amount not less than EUR 5 | Free of charge from EUR 5 up to EUR 100 | |
| At SEB-branded and other Lithuanian and foreign ATMs3 | 2% (minimum EUR 3) | |
| At partners4 points of sale | 2.5% (minimum EUR 4) | |
| Credit drawdown fees and terms | ||
| Credit limit | Up to EUR 30 000 | |
| When the repayment method | 5% | 100% |
| Annual interest for the spent credit | 17% | 14% |
| Portion of the spent credit repayable on a monthly basis | 5% of the spent credit (minimum EUR 7.24) | 100% |
| Free of charge credit period up to 45 days | Applicable | Not applicable |
| Fee for changing the credit limit at the bank’s branch | EUR 10 | EUR 10 |
| Other services | ||
| Account balance at SEB-branded or other Lithuanian and foreign ATMs5 | Free of charge | |
| Currency exchange fee in case of operation in other than the card account currency6 | 2.65% | |
| Obtaining a copy of the receipt in case of payment in Lithuania7 | EUR 1.45 |
1 We apply an additional fee for sending / collecting the card.
2 The fee is added to the card issuance fee.
3 The ATM operator may apply additional fees when using a non-SEB -branded ATM.
4 Cash withdrawals from the terminals of “Perlas Finance”.
5 If other ATMs have the technical functionality to check SEB account balance.
6 If the transaction currency is other than euro, we convert the transaction amount into euro based on the exchange rate set by Mastercard on the day of processing. Next to the exchange rate applied by Mastercard, we add an exchange fee.
7 We apply the fee if the cardholder requests to receive the documents that confirm payment transaction by card, and it turns out that they include their signature or other data which proves that the cardholder has made the payment by card.
Useful information
Have a question about cards?
To get answers quickly please use the Virtual advisor on our web page.
For more detailed information about payment cards, their issuance and use terms as well as applicable fees please contact us at +370 5 268 2800 (I–V 8.00–20.00, VI 9.00–18.00, VII 9.00–16.00) or visit a SEB bank unit of your choice.
