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Mastercard World Elite

A worldwide symbol of quality and privileges

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Credit limit up to

30,000 euros

 

Access to a free credit period up to

45 days

 

Foreign travel insurance covers

all family members

 

It provides more than you expect

Travel concierge service
Fast Track check-in at Vilnius, Riga and Tallinn international airports
Priority Pass – the opportunity to use business lounges at over 700 international airports
Car rental benefits, discounts and benefits in the hotels all around the world

The Special World Elite travel insurance 

The Special World Elite travel insurance policy is included in the card fee, and it covers an expanded range of insured risks, as well as higher indemnity sums. 

The insurance policy is valid for private travel and business trips alike, and is even valid for high risk sports such as mountain skiing, snowboarding and diving. The price for exclusive World Elite travel insurance is included in the monthly fee for Mastercard World Elite.

The insurance coverage is valid for the spouse and all children of the card holder under the age of 21, if they travel together with the insured card holder.

Learn more about travel insurance

Travel concierge service

The Mastercard Concierge service means your personal assistant abroad, available on a 24/7 basis. The price for concierge service is included in the monthly fee for Mastercard World Elite.

Your personal assistant will provide you with information on various matters, advise you on the best service providers in various fields, make service reservations/bookings. If necessary, subject to your approval, your personal assistant may pay for the services, using your World Elite card data. 

To contact your personal assistant, call +370 800 33567

Fast Track check-in at Vilnius, Riga and Tallinn international airports

You can save your time with the Mastercard World Elite card by using the priority security check in Riga, Vilnius and Tallinn airports.

In Tallinn airport swipe your Mastercard World Elite card at the terminal before priority security check.

The invitation for priority security check in Riga airport can be collected at the special terminal in front of Check-in area. In Riga airport you can print two priority security check invitations over a 24 hour period.

In Vilnius Priority security check point is located on the left from the common aviation security check point on the first floor of the Departures. Please order on the website of Vilnius airport (https://www.vilnius-airport.lt/en/tips-for-passengers/fast-track/)

Priority Pass

The Mastercard World Elite credit card comes with the internationally recognised Priority Pass membership card.

Priority Pass is the world’s biggest business client lounge access programme – it provides access to business client areas at 1300 airports on five continents, where you can enjoy peace, quiet and refreshing beverages.

The Mastercard World Elite credit card provides access to the business client area of the Priority Pass programme at no additional charge four times a year for one person or twice a year for two people.

To be able to enjoy the advantages of a business client area, register your Priority Pass membership card when entering.

For a list of business client areas, visit https://prioritypass.com/en/airport-lounges. A list of business class lounges is available online https://www.prioritypass.com/en/airport-lounges or https://www.prioritypass.com/en.

Information about the facilities of a specific business client area is available directly at the airport or by sending an SMS to +44 76 2480 9977 with the three-letter airport code indicated in your flight booking information or on your boarding pass.

Car rental benefits

If you like driving a car and enjoy all advantages of travelling by car, use the car rental benefits, provided for Mastercard World Elite cardholders.

  • Up to 15% discount off standard rates
  • Expedited Gold Service at over 1000 locations worldwide
  • Bypass the queues and the counters at more than 50 of the world’s busiest airports
  • Gold Plus Reward Programme 900 bonus points upon enrolment
Hertz car rental

Gold Plus Rewards - all global renting bookings at over 8500 locations across 147 countries

Avis car rental

To use car hire upgrades, discounts and superb benefits you can join Avis Preferred programme with free membership for the recurring membership period of two years.

Discounts and benefits in hotels all over the world

Receive discounts when booking hotels with Mastercard World Elite.

Whether you are planning a romantic weekend, time alone to unwind or a cultural experience with your family, take advantage of these exclusive advantages.

For further information please visit: 2021 European Privileges Portfolio (merchant-offers.com)

 

Card payments

In the internet bank or mobile app you can set allowed transactions and spending limits for your cards.

For additional security of online purchases made with cards, you need also to connect to your internet bank, thus confirming your identity.

Ways to repay the credit limit

You may choose between two ways to repay the credit limit:

5% variable payments:

  • 17% annual interest rate
  • Repayment of 5% of used credit limit until the selected day of monthly payment
  • Interest-free period for used credit card limit – up to 45 days. No interest applies if you repay the credit amount in full within 45 days (but no later than on the selected day of monthly payment)

Full credit repayment:

  • 14 % annual interest rate
  • Repayment of full used credit limit until the selected day of monthly payment
  • The interest is calculated from the first day of using the credit limit
     


 

In case you lost your card

In case of loss or theft of a card, it must be blocked for security reasons.
Please contact us:

  • in the internet bank (in the Accounts/Cards section My cards);
  • in the mobile application (in the Cards section, select your card and click Blocking)
  • at +370 5 268 2800 (I–V 8.00–20.00, VI 9.00–18.00, VII 9.00–16.00)
Card issuance and service terms and conditions for its holders
Possibility to hold your own funds in the card yes
Card validity period 4 years
Card issuance EUR 35.00
Additional card issuance EUR 35.00
Urgent card issuance8 EUR 30.00
Card usage fee (per each card) EUR 35.00 per month1
Card renewal (upon expiry of the card validity) condition2,3
Maximum total amount of monthly payments and cash withdrawals5 EUR 50,000
Cash depositing
Depositing of cash into your own bank account in euros using SEB bank cash-in ATMs in Lithuania free of charge
Total monthly cash deposit limit for all customer accounts and linked cards EUR 10,000 per month limit
Fee, if an individual limit in excess of the standard limit is approved 0.07% of an amount exceeding EUR 10,000 per month
Cash withdrawal
At cash dispensing shops when paying by card an amount not less than EUR 5.00 free of charge from EUR 5.00 up to EUR 100
At ATMs of SEB Bank and other Lithuanian and foreign banks 2% (minimum EUR 3.00)
At a cash desk of another Lithuanian or foreign bank 2% (minimum EUR 5.79)
At partner7 points of sale (equipped with relevant technical means) 2.5% (minimum EUR 4.00)
Monthly statement provided:
On the Internet Bank free of charge
At a sub-branch of SEB Bank EUR 5.00
Credit drawdown fees and terms
Annual interest paid by a customer for the spent credit Credit limit repayment scheme 1 - 17 %
Credit limit repayment scheme 2 - 14 %
Portion of the spent credit repayable on a monthly basis Credit limit repayment scheme 1 - 5% of the spent credit (minimum EUR 7.24)
Credit limit repayment scheme 2 - 100 %
Free of charge credit period up to 45 days Credit limit repayment scheme 1 - applicable
Credit limit repayment scheme 2 - not applicable
Other services
New / changed card dispatch by regular mail within Lithuania free of charge
New / changed card dispatch by registered mail within Lithuania EUR 1.45
New / changed card dispatch by regular mail to a customer abroad EUR 5.79
New card issuance in case of a card loss, damage, forgotten PIN code or in case a customer wishes to replace the card before its expiry date EUR 10.00
Checking the freely available balance of the card account at ATMs of SEB Bank and other Lithuanian or foreign banks6 free of charge
Currency exchange fee, if payment is made in other than the card account currency10 2.65%
Issuance of a copy of the document about the executed transaction, if payment has been made in Lithuania4 EUR 1.45
Issuance of a copy of the document about the executed transaction, if payment has been made abroad4 EUR 5.79
Fee for collecting a new / replaced credit card at the bank’s branch EUR 5.00
Fee for changing the credit limit on a credit card at the bank’s branch EUR 10.00
Priority Pass card
Card issuance issued free of charge to Mastercard World Elite card holders
Card validity period 4 years
Card renewal (if damaged) EUR 23.17
Invalidation of the card EUR 28.96
Visit at the airport lounge (1 visit for 1 person) USD 27.009

1 The fee is debited for the previous period on the 28th day of each card validity month. Upon early termination of the card agreement at the customer's request, the bank has the right to apply and debit the fee for the current month.

2 During the last month of the card validity, the card account balance must be 0 (zero) or positive.

3 The card is renewed, if its account has not been blocked due to overdue payment of a monthly instalment more than once during the recent 12 (twelve) months’ period.

4 These fees apply, if the customer wishes to receive documents evidencing the payment transaction by the card, and it turns out that the documents contain the cardholder's signature or any other data indicating that the cardholder has paid by the card.

5 The monthly limit for payments and cash withdrawal by a payment card applies for payments online and at points of sale and services, for funds transfer on the Internet bank, cash withdrawal at ATMs, cash desks of other banks, Perlas terminals as well as at cash dispensing shops.

6 Checking the account balance at ATMs of other Lithuanian and foreign banks, if such other banks have provided relevant technical means. Please note that ATMs display the freely available balance of a card account.

7 Cash withdrawal at the terminals of Perlas Finance, UAB.

8 This fee is added to the card / additional card issuance fee.

9 The fee is debited to the Mastercard World Elite card account in USD according to the non-cash selling rate set by SEB Bank (which is valid on the day of the card account debiting).

10 For payment card holder transactions (e.g. payment at a point of sale or online, cash withdrawal at an ATM) by any VISA or Mastercard payment card, if the transaction currency is other than euro, the transaction amount is converted into euro according to the exchange rate set by VISA Europe or Mastercard International and valid on the day of the data processing. The relevant exchange rate applied by the international payment organizations is increased by the bank’s set 2.65% currency exchange fee.

Calculation Sample of the Annual Percentage Rate of Charge (APRC)

If you obtain and use the credit limit of EUR 2,000 available in your credit card account, and the credit period makes 12 months, the total amount to be repaid by the borrower will make EUR 2,725.51 (if 5% fluctuating installment method is selected for the credit repayment) or EUR 2,744.66 (if the credit will be repaid in a lump sum).
The above specified amount includes interest accrued within the credit period (fixed interest rate of 17 per cent (if 5% fluctuating installment method is selected) or 14 per cent (if the credit will be repaid in a lump sum) has been applied in the calculation), the card issuance, collecting card at the bank’s branch and card use fee (service fees of contactless credit card Mastercard World Elite have been included in the calculation) and taking into consideration the selected credit repayment method and repayment day (15th day).

In such case, the annual percentage rate of charge makes 58.65 per cent (if 5% fluctuating installment method is selected for the credit repayment) or 44.71 per cent (if the credit will be repaid in a lump sum). The annual percentage rate of charge and the total amount to be repaid by the borrower has been calculated taking into consideration the selected credit repayment method and the repayment day and making assumptions that the amount of outstanding credit is repaid within 12 months, the bank and the customer fulfil their obligations under the credit agreement within a specified period of time, interest rate and other charges remain the same as they were on the date of entering into the agreement on credit limit, the bank disburses the total credit on the agreement signature date and such amount is not repaid by the credit maturity date.

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