Change language:
Image
tl insurance

Personal insurance

Paragraphs

Choose confidence

  • Funds to recover from injuries or serious illness
  • Additional income during the period of incapacity for work
  • Financial security, if the family loses the breadwinner
  • Opportunity to ensure that your loan obligations are covered and not inherited

You can count on insurance if an accident occurs

According to SEB Life and Pension Baltic SE Lithuanian branch data for 2020.

1,86 mln. EUR

Paid in indemnities

74%

Of indemnities were paid in the case of injuries

2 working days

Average duration of claim processing

The indicated amount of monthly payment is for information purposes only. The offer includes price for a customer who can confirm the health certificate included in the application. To find out the exact amount of the monthly insurance payment and payment schedule, click the “Apply” button.

Apply for a consultation and receive an individual insurance offer with customised coverage

 

Register for a consultation

 

Types of the Personal insurance

Life insurance

In the event of the death of the insured person, the family receives compensation in the amount of the sum insured.

Critical Illness

  • Insurance suitable for children and adults.

The insured person receives indemnity in the amount of the sum insured if he/she is diagnosed with any of the diseases, such as cancer, encephalitis, stroke, kidney failure, etc.

Permanent Trauma

  • Insurance suitable for children and adults.

The Insured person receives indemnity for irreparable bodily injuries caused by an accident, such as loss of an arm or its function. The amount of indemnity depends on the severity of the injury, for example, loss of thumb - 20%, loss of vision - 100% of the sum insured.

Light Trauma

  • Insurance suitable for children and adults.

The Insured Person receives indemnity for minor bodily injuries caused by an accident, such as fractures, dislocations. The amount of indemnity depends on the severity of the injury, for example, a fracture of a toe 1%, a fracture of the wrist 5%, a fracture of the ankle 5%, a fracture of the thigh 15% of the sum insured.

Instant Life Insurance Benefit

The family has instant access to the certain amount to cover urgent expenses in the event of the insured person's death, such as funeral expenses, settlement of the inheritance or legal advice.

Accidental Death Insurance

The family receives indemnity in the amount of the sum insured if the death of the insured person has occurred as a result of an accident.

Total and Permanent Disability

The insured person receives indemnity in the amount of the sum insured if an irreversible loss of ability to work has occurred as a result of illness or accident.

Accidental Daily Allowance

The insured person receives a certain daily allowance for each day of incapacity for work if the incapacity for work has occurred as a result of an accident.

Actions to be taken upon occurrence of an insured event

  • Notify of the event
  • Submit the necessary documents proving the event
  • Receive an insurance payout

Would you like to get consultation on Personal insurance?

 

  • Our consultants will help to find the right option for you
  • Convenient video meeting

Register for a consultation

Other options of your financial security

Safe loan insurance

  • In case of illness, injury, or loss of job, you would be paid insurance benefit equal to the credit payment or chosen amount of it 
  • In case of full or permanent incapacity for work, the credit balance or a share of the credit established in the agreement would be paid.
  • In case of death of the insured, full credit balance or the share of the credit established in the agreement would be covered.

Save for your child's future

  • Save for your child's education or other important purposes
  • Invest money to save more and protect it from depreciation
  • Make use of the income tax incentive and have some paid taxes refunded