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SEB Asset Preservation Pension Fund

Fund for people born before 1954
Shares – 15%
The fund's investment strategy is not dependent on the age of the participants
The aim is to protect the accumulated assets from large fluctuations in the value of the pension fund and the risk of inflation

Investment strategy

85% - less risky investments. 15% - shares

This is a low-risk pension fund designed to preserve the purchasing power of the accumulated assets of its participants by protecting them from inflation. This fund is right for participants who have reached retirement age and/or have chosen to receive periodic payments from the fund. The fund's strategy is designed to ensure the optimal ratio of return, risk and liquidity.
The pension fund investments are distributed in such a way that the investment portfolio is sufficiently diversified, taking into account the specifics and interrelation of the investment asset class, geographical regions and sectors.

Rules (PDF, LT)
Fund investment strategy and benchmark composition (PDF, LT)
Fund unit prices and changes
Information about sustainability (LT)

Fund costs

Management fee  0.20%
Company switching fee 0.05%

Management company – UAB SEB Investicijų Valdymas

Pillar 2 pension benefits

When you reach retirement age (or are awarded an early old-age pension), you are entitled to use the funds accumulated in the pension funds. The method of payment will depend on the accumulated amount.

When you reach retirement age, you can choose not to take any action and continue to accumulate in the funds if you are still receiving taxable income or want to leave the funds as an inheritance, or you can apply to the pension company and conclude a pension benefit agreement.

Instead of taking out a lump-sum or periodic payments, you can also choose to acquire the Sodra pension annuity.

Lump-sum payments are made for accumulations of EUR 5,403 or less (or for accumulations above EUR 64,841).

For accumulations of EUR 5,403 - 10,807, the funds are divided in equal parts and paid out in periodic payments until the age of 85.

For accumulations of EUR 10,807 or more, you will acquire a Sodra pension annuity that will provide periodic guaranteed payments for the rest of your life.

Why SEB?

Responsible approach and sustainable investment
One of the largest long-term life-cycle pension funds in the market
More than 311,000 participants have chosen SEB for second-pillar pension accumulation
Services that are easy to manage via online banking and valuable expert advice

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