Service plans will give you more benefits
More environmentally friendly cards with service plans without additional charges
Service plans
If you use only 1 bank account, 1 Debit Mastercard, make 15 or less payments per month, and you do not need the instant trauma insurance, consider subscribing to the plan MINIMUM (the basic payment account service regulated by the Bank of Lithuania). For more information, please refer to the website of the Bank of Lithuania (in Lithuanian), or the Frequently Asked Questions section on our website.
Scroll the table horizontally, in order to see more information on different service plans.
| Service name | Standard fees | YOUTH1 | MINIMUM2 | DAILY | DAILY+ | PREMIUM |
|---|---|---|---|---|---|---|
| An option to apply via internet bank | Automatically applied | Apply | Apply | Apply | Apply | |
| Concluding, monthly fee | EUR 0 – 0-25 y. o. | EUR 1 EUR 0.502 | EUR 2 EUR 0 – 18-25 m. EUR 03 4 EUR 15 | EUR 4 EUR 04 | EUR 7 EUR 04 | |
| Payments to European countries via the internet6 | EUR 0.33/payment | unlimited number of payments | 15 payments | unlimited number of payments | unlimited number of payments | unlimited number of payments |
| Cash withdrawal at ATMs of SEB bank and other Lithuanian and foreign banks with any debit card (a limit is common to all available debit cards) | 2% (at least EUR 1) | EUR 600/month | EUR 800/month | EUR 600/month | EUR 1000/month | EUR 2000/month |
| Instant trauma insurance (free)7 | single payout EUR 50/year | single payout EUR 100/year | single payout EUR 200/year | |||
| One, the oldest, debit card maintenance | EUR 1/month | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard | Debit Mastercard or SEB Mylimiausia Mastercard |
| One, the oldest, credit card issuing8, maintenance | EUR 3 issuing and EUR 2/month, EUR 5 issuing and EUR 4.50/month | Mastercard Standard | Mastercard Premium | |||
| Minimum bank services9 | EUR 1 | unlimited number of accounts | 1 account | unlimited number of accounts | unlimited number of accounts | unlimited number of accounts |
| A possibility to add members11 | 2 members who will be invited to the DAILY+ service plan for which 80% of the price will be paid | 2 members who will be invited to the PREMIUM service plan for which 80% of the price will be paid | ||||
| Sending a debit card to customer by regular post in Lithuania | EUR 2 | |||||
| Sending a debit card to customer via parcel machine | EUR 2.80 | |||||
| Depositing of cash into your own bank account in euros using SEB bank cash-in ATMs in Lithuania in excess of approved standard EUR 10000/month limit | 0.07% of an amount exceeding EUR 10 000/month | |||||
| Digipass issuance12 | EUR 15 EUR 8.4013 |
1 If you are aged between 18 and 25 (inclusive) and use another plan, terminate its agreement, and we will automatically apply the plan YOUTH.
2 Service plan MINIMUM corresponds to the service set of the basic payment account service approved by the Bank of Lithuania. The monthly fee of the plan for socially disadvantaged people from 1 January 2025 – 0.50 Eur. Non-resident customers who subscribe to a service plan are additionally subject to a minimum bank service fee for non-residents. All natural persons are classified as non-resident customers, other than those who are classified as residents. A resident is a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, United Kingdom, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State has the right, respectively, to reside in the Republic of Lithuania or in such other Member State.
3 Concluding, monthly fee of service plan DAILY for customers onboarded via mobile app – EUR 0 for the first 3 months or up to 25 years (inclusive).
4 If, you were bank customer before 1 May 2025 and did not have a service plan, and between 2 May 2025 and 31 July 2025 have concluded a service plan agreement for the plan DAILY, DAILY+ or PREMIUM, you will use your plan free of charge until the end of the year 2025.
5 Concluding, monthly fee of service plan DAILY for individuals aged 18 to 25 (inclusive) – 0 Eur; for individuals who have reached the retirement age determined by the Law on State Social Insurance Pensions – 1 Eur.
6 In all currencies to other customer’s account within the Bank, according to bill or tax payment, under a standing order agreement, one-off e-invoice payment, European: instant and SEPA. For more information check here.
7 The insurance service is free and is included in the DAILY, DAILY+ and PREMIUM service plans. With instant trauma insurance coverage, you or your service plan member will be paid if you or your service plan member experience a medical condition (injury) that requires you or your service plan member to go to the emergency room as a result of an accident. The insurance benefit is paid for one such event to you or your service plan member per calendar year and its occurrence must be proven by medical documents. The insurance benefit is paid within two working days from the submission of the necessary medical documents. The customer or their service plan member does not need an insurance policy to receive this coverage. Insurance coverage for the customer is valid from the day after the conclusion of the service plan contract until the contract expires, and for the service plan member from the date of agreement to become a service member until the member is removed from the service plan. Insurance protection in case of injury is provided by the Lithuanian branch of "SEB Life and Pension Baltic SE". This insurance cannot be purchased separately without a service plan.
8 There is an additional charge for sending / collecting the card.
9 Bank account opening, maintenance, bank account closure, administration of incoming payments11. Non-resident customers who subscribe to a service plan are additionally subject to a minimum bank service fee for non-residents. All natural persons are classified as non-resident customers, other than those who are classified as residents. A resident is a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, United Kingdom, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State has the right, respectively, to reside in the Republic of Lithuania or in such other Member State.
10 Administration of incoming payments in all currencies transferred within SEB Bank and administration of incoming payments in euro from other banks registered in Lithuania, the EU, the EEA countries, United Kingdom, Switzerland, Monaco, San Marino, Andorra and Vatican City State.
11 Your family members / friends / other acquaintances (up to 2 people), who are SEB customers will be able to use the same service plan free of charge, as your single monthly payment will cover the expenses of all the plan’s users. Please note that your monthly fee increases by 80% for each added user.
12 For customers without a smart device (smartphone, tablet, laptop, etc.), a digipass is issued free of charge.
13 For individuals who have reached the retirement age determined by the Law on State Social Insurance Pensions.
Service plans calculator
Plan MINIMUM is not included in the calculator. If you want to choose this plan, you can learn more here.
Frequently asked questions
- Log in to your internet bank account and apply for a new Debit Mastercard. On the menu bar, click “Cards” > “New card” > “Debit Mastercard” > “Apply”, and fill in the application).
- After you receive your new Debit Mastercard, log in to the internet bank again and subscribe to the service plan MINIMUM. On the menu bar, click “Additional services” > “Service plans”.
- If you already use one of our service plans, click the button “Change plan” and follow the instructions on the screen.
- If you do not use the service plan, click the button “Subscribe” next to the plan MINIMUM.
- After subscribing to the plan, activate the Debit Mastercard you have received, and don’t forget to close the old SEB Mylimiausia Mastercard: On the menu bar, click “Cards” > “My Cards” > “Block/close card”. In the screen that appears, select “Close the card” and click the button “Confirm changes”.
You can choose the most suitable service plan for you at the Internet Bank. Click "Additional Services" > "Service Plans" in the menu bar, select the appropriate plan and conclude a service plan contract.
You can also choose a service plan in the mobile app "More" > "Service Plans".
You can find detailed information about service plans on our website. It allows you to compare service plans and choose the most suitable one for you.
There is no need to subscribe to the service plan YOUTH. This plan is automatically applied as soon as the first bank account is opened. It expires on the day the person turns 26.
If you are aged 18 to 25 (inclusive) and you are using another plan, terminate your agreement and we will apply the service plan YOUTH automatically.
Free instant trauma insurance covers unexpected accidents that require a visit to the emergency room. The accident must be certified by a medical document issued by a doctor.
Insurance benefit – EUR 50 for clients with the DAILY plan, EUR 100 for the DAILY+ plan and EUR 200 for the PREMIUM plan.
The insurance benefit can be paid for one accident per calendar year. The insurance benefit will be paid within two business days after receiving all the necessary medical documents. The insurance is valid until the end of the service plan agreement.
To use this insurance you do not need to have a credit card or sign a separate insurance agreement, it is enough to be a user of the service plan.
Yes, instant trauma insurance is also valid in foreign countries. Documents certifying the insured event must be submitted in Lithuanian or English (or an official translation into one of these languages must be provided)
When the Invitee change their selected service plan, previously added members will be automatically removed.
This insurance service applies to purchases made by credit card holders, paid for by a credit card, both in physical and electronic stores worldwide. Purchase protection insurance protects the insured person’s purchases against damage, destruction or loss due to any sudden and unexpected event for up to 6 months from the date of purchase.
