Service plan SUMANU PLIUS is a useful choice, if you are not only a daily banking services user, but also like to travel safely or use other advantages that a credit card offers.
Concluding, monthly fee of service plan SUMANU PLIUS is EUR 2.50.
If you order this service plan, you will spend less on handling your daily financial matters. Also, you will be offered a credit card for convenient payments when shopping online and classical foreign travel insurance service.
Without paying any additional fees you will be able to:
- obtain our offered credit cards (no issuance or usage fees are applied):
Mastercard Standard 2 - online payments in all currencies to SEB bank in Lithuania
- withdraw cash up to EUR 1000 per month (at SEB and at other Lithuanian and foreign bank ATMs) by a debit card
- obtain one of our offered debit cards (no usage fee is applied):
SEB Mylimiausia Mastercard
Debit Mastercard - use the main banking services for residents
- receive SEB mobile app notifications on changes in your accounts
- withdraw cash at cash counters of Iki, Maxima, Rimi and other more than 1200 points of sale 3
- conclude an internet bank agreement
- Digipass (issuance)
Documents and conditions
Price list
| Without paying any additional fees you will be able to: | Standard fees |
|---|---|
| obtain our offered credit cards (no issuance or usage fees are applied): Mastercard Standard2 |
Card issuance and usage fees: EUR 3 and EUR 1.60 per month |
| online payments in all currencies to SEB bank in Lithuania | Online payments to accounts with SEB Bank: EUR 0.29 |
| 1make payments online in euro to other bank registered in Lithuania, the European Union and the European Economic Area countries, Switzerland, Monaco, Great Britain, San Marino and Andorra, except the express payments | Online payments in euro to other accounts: EUR 0.41 |
| withdraw cash up to EUR 1000 per month (at SEB and at other Lithuanian and foreign bank ATMs) by a debit card | Cash withdrawal: 0,8 per cent of the amount, minimum EUR 1.00 |
| obtain one of our offered debit cards (no usage fee is applied): SEB Mylimiausia Mastercard Debit Mastercard |
Card issuance and usage fees: EUR 1 per month |
| use the main banking services for residents | Minimum fee for the main banking services: EUR 1 per month |
| receive SEB mobile app notifications on changes in your accounts | |
| withdraw cash at cash counters of Iki, Maxima, Rimi and other more than 1200 points of sale3 | |
| conclude an internet bank agreement | |
| Digipass (issuance) | |
1All natural persons are classified as non-resident customers, other than those, who are classified as residents. Any resident is considered a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State respectively, has the right to reside in the Republic of Lithuania or in such other Member State.
2Calculation Sample of the Annual Percentage Rate of Charge
If you obtain and use the credit limit of EUR 2,000 available in your credit card account, and the credit period makes 12 months, the total amount to be repaid by the borrower will make EUR 2,292.71 (if 5% fluctuating instalment method is selected for the credit repayment) or EUR 2,311.86 (if the credit will be repaid in a lump sum). The above specified amount includes interest accrued within the credit period (fixed interest rate of 17 per cent (if 5% fluctuating instalment method is selected) or 14 per cent (if the credit will be repaid in a lump sum) has been applied in the calculation), the card issuance, collecting card at the bank’s branch and card use fee (service fees of contactless credit card Mastercard Standard have been included in the calculation) and taking into consideration the selected credit repayment method and repayment day (15th day).
In such case, the annual percentage rate of charge makes 20.80 per cent (if 5% fluctuating instalment method is selected for the credit repayment) or 16.75 per cent (if the credit will be repaid in a lump sum). The annual percentage rate of charge and the total amount to be repaid by the borrower has been calculated taking into consideration the selected credit repayment method and the repayment day and making assumptions that the amount of outstanding credit is repaid within 12 months, the bank and the customer fulfil their obligations under the credit agreement within a specified period of time, interest rate and other charges remain the same as they were on the date of entering into the agreement on credit limit, the bank disburses the total credit on the agreement signature date and such amount is not repaid by the credit maturity date.
3At a cash counter you may withdraw from 5 to 100 euro per payment, if the amount you pay by card is no less than 5 euro.
