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Credit cards make life easier
Credit cards
If you want to borrow money for a short term or intend to go abroad, you should have a credit card. A credit limit, or the maximum amount which can be borrowed from the bank, is set for such a card account. So you can make payment by this card even when you do not have your own money. Holders of some credit cards are covered by foreign travel insurance. Convenient?
Before issuing a credit card, the bank must carefully assess your income, financial obligations, etc. The bank is entitled to refuse to issue a credit card without explaining the reasons behind the decision (except where required otherwise by law).
