Switch to mobile version. Top

Private

Service plan SUMANU PLIUS

Service plan SUMANU PLIUS

Daily banking services and a credit card at 2.50 EUR/month.

  • Credit card without issuance and usage fees
  • Unlimited online payments in euro¹
  • Cash withdrawal up to 1000 EUR/month at SEB and Luminor (only former DNB) ATMs in Lithuania

Service plan SUMANU PLIUS is a useful choice, if you are not only a daily banking services user, but also like to travel safely or use other advantages that a credit card offers.

Service plan SUMANU PLIUS monthly fee is 3 euro or 2.50 euro, if you receive your regular income2 to your bank account with SEB Bank3

If you order this service plan, you will spend less on handling your daily financial matters. Also, you will be offered a credit card for convenient payments when shopping online and classical foreign travel insurance service.

Without paying any additional fees you will be able to:
Standard fees
Card issuance and usage fees:
3.00 EUR and 1.45 EUR/month.
5.00 EUR and 1.45 EUR/month.
  • 1make payments online in euro to banks in Lithuania and  other European Union (EU), European Economic Area (EEA) countries, Switzerland, Monaco, San Marino and Andorra
Online payments in euro to accounts with SEB Bank: EUR 0.29,
Online payments in euro to other accounts: EUR 0.41
  • withdraw cash up to 1000 EUR/month (at SEB and Luminor (only former DNB) ATMs in Lithuania)
Cash withdrawal: 0.4 per cent of the amount, minimum EUR 0.40 – 3.00 (depending on card type). If amount withdrawn exceeds EUR 8,700 – 0.8 per cent.

Card issuance and usage fees:
0.70 EUR/month
5 EUR and 0.70 EUR/month
0.70 EUR/month
 

  • use the main banking servicesHelp
Minimum fee for the main banking services: 0.70 EUR/month.
SMS message from the bank: EUR 0.09
  • conclude an e-banking agreement and get an electronic password generator

The service is available to resident cutsomers. All natural persons are classified as non-resident customers, other than those, who are classified as residents. Any resident is considered a natural person legally residing in the Republic of Lithuania or in any other Member State of the European Union or of the European Economic Area, i.e. a person who, by virtue of the legislation of the Republic of Lithuania or of such other Member State respectively, has the right to reside in the Republic of Lithuania or in such other Member State.

2 Regular income includes salary, scholarship, income received from royalty agreements or any other agreements, allowances, pensions and other regular benefits received from legal entities.

3 Special monthly fee for the service plan applies to customers receiving regular income to their account with SEB Bank no less than 1 (once) per month. If your regular income is not transferred at said periodicity, starting from the following month you will have to pay normal monthly fee for the service plan until your regular income is transferred to your account with SEB Bank for no less than 2 (two) consecutive months.

Example of the calculation of the annual percentage rate on the total credit price
If you are issued an account credit of 1,450.00 euro, and the credit period is 48 months, the total amount to be paid for your consumer loan will be 1,865.85 euro. The amount has been calculated including interest (17 per cent fixed interest rate has been used for the calculation) paid over the credit period, card issuance and card usage fee. In this case, the total annual rate of the credit price is 20.22 per cent. The total annual rate of the consumer loan price and the total amount to be paid for the consumer loan have been calculated presuming that a relevant credit agreement will be in effect over the agreed period, the bank and the customer will meet their obligations under the credit agreement at set maturities, the interest rate and other fees will remain the same as at the time of concluding the credit agreement and will be applied further until expiry of the credit agreement, the bank disburses the total amount of the loan on the day of signature of the credit agreement and the amount is not repaid before expiry of the credit limit drawdown period.

5 At a cash counter you may withdraw from 5 to 100 euro per payment, if the amount you pay by card is no less than 5 euro.


For more information about SEB service plans and the terms and rates please call our 24/7 line +370 5 268 2800 or visit a SEB bank unit of your choice.

Contact

  • "Skype" (24/7 line)
S|E|B

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.

Attention! Your web browser does not correspond to the requirements needed to visit SEB website. Please change web browser or device that you use for browsing the site.